Credit cards Mastercard Business (New Cards may be issued to existing customers with NDEA accounts (LVxxNDEAxxxxxxxxxxxxx)) | Luminor
Provision of debit card (producing and maintenance)
Card account currencyEUR
Fee for productionEUR 20,00
Replacement of Card (in case of loss, theft, wear, damage or other defects) EUR 20,00
Extra fee for the urgend production / replacement of Card*EUR 25,00
Card and/or PIN issuingFree of charge
Reissuance of PIN codeEUR 1,00
Monthly fee for card maintenance
- MasterCard Business credit cardsEUR 5,00

*If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.

Card transactions
Card account currencyEUR
Cash withdrawal from other ATMs in Latvia and foreign countries**2,00% of the transaction amount, min, EUR 3,50
Purchases in the Republic of Latvia and abroad**Free of charge
Currency exchange mark-up*3,0%

*In addition, a currency conversion fee may be applied if the card-based basic account currency is not the same as the transaction currency and the payment currency.
**Standard limit for non-cash transfers and cash withdrawals in ATMs:
- Daily limit: for Mastercard Business credit cards in EUR currency is EUR 2500 altogether.

Information on card transactions
Card account currencyEUR
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia) and Citadele bank ATMs in LatviaFree of charge
- in ATMs of other banks (if service is available)EUR 0,50
Credit line
Card account currencyEUR
Interest for used credit limit per year0,0 %
Other services
Card account currencyEUR
Interest for overspent allowed limit (penalty)0,2% per day
Interest for late payment0,2% per day
Increase of standard cash withdrawal and purchase limitsFree of charge
Fee for PIN code change through Luminor (Latvia) ATM (if service is available)Free of charge
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00