Payment cards Maestro Business (New Cards may be issued to existing customers with NDEA accounts (LVxxNDEAxxxxxxxxxxxxx)) | Luminor
Provision of debit card (producing and maintenance)
SERVICEPRICE
Card account currencyEUR
Fee for productionEUR 10,00
Replacement of Card (in case of loss, theft, wear, damage or other defects) EUR 10,00
Extra fee for the urgend production / replacement of Card*EUR 25,00
Card and/or PIN issuingFree of charge
Reissuance of PIN codeEUR 1,00
Monthly fee for card maintenance
- Maestro Business payment cardsEUR 0,80

*If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.

Card transactions
SERVICEPRICE
Card account currencyEUR
Fee for cash withdrawal:**
- Luminor (Latvia, Lithuania, Estonia) and Citadele bank ATMs in Latvia0,20% of the transaction amount, min, EUR 1,00
- Other ATMs in Latvia and foreign countries2,00% of the transaction amount, min, EUR 3,50
One's own Account crediting through an ATM of Luminor (Latvia) and Citadele bank by Card:
- below EUR 10 000.00 in a calendar monthFree of charge
- above EUR 10 000.00 in a calendar month0,2% of the transaction amount exceeding EUR 10 000,00 (or an equivalent in USD)
Purchases in the Republic of Latvia and abroad**Free of charge
Currency exchange mark-up*3,0%

*In addition, a currency conversion fee may be applied if the card-based basic account currency is not the same as the transaction currency and the payment currency.
**Standard limit for non-cash transfers and cash withdrawals in ATMs:
- Daily limit: for Maestro Business cards in EUR currency is EUR 2500 altogether.
- Standart limit over 30day period: for Maestro Business cards in EUR currency combined under one account is 20 000 EUR.

Information on card transactions
SERVICEPRICE
Card account currencyEUR
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia) and Citadele bank ATMs in LatviaFree of charge
- in ATMs of other banks (if service is available)EUR 0,50
Other services
SERVICEPRICE
Card account currencyEUR
Interest for overspent allowed limit (penalty)0,02% per day
Increase of standard cash withdrawal and purchase limitsFree of charge
Fee for PIN code change through Luminor ATM (Latvia) (if service is available)Free of charge
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00