Payment cards VISA Business Debit | Luminor
Provision of debit card (producing and maintenance)
SERVICEPRICE
Card account currency*EUR
Fee for productionEUR 10,00
Replacement of Card (in case of loss, theft, wear, damage or other defects) EUR 10,00
Extra fee for the urgend production / replacement of Card**EUR 25,00
Card delivery to the Service places***EUR 5,00
Card delivery per mail
- Within LatviaFree of charge
- AbroadEUR 10,00
PIN code reminderEUR 1,00
Monthly fee for card maintenance****
- VISA Business DebitEUR 0,80

* For VISA Business Debit in USD currency the Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.
*** The fee is no applicable, if the Customer pays the fee for an urgend production of the Card
**** The monthly fee for the Card service is due starting from the next month after the month when the Card was made and shall be paid (for the previous month) on the date on which the Card was made.

Card transactions
SERVICEPRICE
Card account currency*EUR
Cash withdrawal at ATMs in Latvia and abroad**
- Luminor (Latvia, Lithuania, Estonia)0,20% of the transaction amount, min, EUR 1,00/ USD 1,50
- Other ATMs in Latvia and foreign countries2,00% of the transaction amount, min, EUR 3,50/ USD 4,00
One's own Account crediting through an ATM of Luminor (Latvia) by Card ( also in case several Cards are used for the account crediting)
- below EUR 10 000.00 in a calendar monthFree of charge
- above EUR 10 000.00 in a calendar month0,2% of the transaction amount exceeding EUR 10 000,00 (or an equivalent in USD)
Purchases in the Republic of Latvia and abroad***Free of charge
Currency exchange mark-up****3,0%

* For VISA Business Debit in USD currency the Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** Cash withdrawal limit from ATMs:
- Daily limit: for VISA Business Debit Cards EUR 5 000.00.
- Limit over 30-day period for any type of Card is EUR 20 000.00.
- Cash withdrawal limit from ATMs equipped only with magnetic stripe reading technology - EUR 350.00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
*** Purchase limit - EUR 5,000.00 a day.
**** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card, if the transaction currency differs from the card account currency.

Information on card transactions
SERVICEPRICE
Card account currency*EUR
SMS infoEUR 0,09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia)Free of charge
- in ATMs of other banks (if service is available)EUR 0,50/ USD 0,60

* For VISA Business Debit in USD currency the Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.

Other services
SERVICEPRICE
Card account currency*EUR
Interest on unauthorized debit balance36 % p.a.
Increase of standard cash withdrawal and purchase limitsEUR 5,00
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00
Closed Card account maintenance (first to be charged one year after the Customer’s written notice on the Card closure)EUR 40,00 per year

* For VISA Business Debit in USD currency the Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.