Currency payments | Luminor
Currency payments
SERVICETime*At Service place or Call Center Type of service fee - Shared (SHA)**At Service place or Call Center Type of service fee - Remitter (OUR)***Time*Via Electronic chanells Type of service fee - Shared (SHA)**Via Electronic chanells Type of service fee - Remitter (OUR)***
Incoming currency payments:
- Domestic payments in European currencies and payments within Europe - - - 19:00Free of chargeFree of charge
- Other payments - - - 19:00EUR 5,00Free of charge
Transfers (outgoing payments) within Europe in European currencies (CZK, DKK, NOK, GBP, CHF, PLN, SEK)****:
- standard (Execution time - on the next banking day)See section "Execution conditions for transfers (outgoing payments)".EUR 15,00 -18:00EUR 10,00 -
- express (in NOK) (Execution time - on the same banking day)See section "Execution conditions for transfers (outgoing payments)".EUR 20,00 -14:00EUR 15,00 -
Other currency transfers (outgoing payments):
- economy (Execution time - on the day after the next banking day)See section "Execution conditions for transfers (outgoing payments)".EUR 15,00EUR 30,00See section "Execution conditions for transfers (outgoing payments)".EUR 11,00EUR 26,00
- standard (Execution time - on the next banking day)See section "Execution conditions for transfers (outgoing payments)". EUR 20,00EUR 35,00See section "Execution conditions for transfers (outgoing payments)".EUR 14,00EUR 29,00
- express (Execution time* - on the same banking day)See section "Execution conditions for transfers (outgoing payments)".EUR 35,00EUR 50,00See section "Execution conditions for transfers (outgoing payments)".EUR 21,00EUR 36,00

Payments in foreign currencies and EUR currency payments outside the member states of the European Union and the European Economic Area, Switzerland , Monaco, Liechtenstein.

If the recipient bank is located in the European Union or the European Economic Area member country, shared fee payment (SHA) is the only permitted option, meaning that the recipient pays the service fee imposed by the recipient bank, while the remitter - that of the remitter bank.

*Payment orders received after the cut-off time shall be considered received on the following Business day of the Bank.

** Shared (SHA) - the Customer as the remitter shall pay the fee set by the Bank (separately from the payment amount), whereas the recipient shall pay the fees set by other banks involved in the execution of payment and such fees may be withheld from the payment amount prior to crediting to the recipient's account. If the payment is to be executed within Europe in European currencies, the recipient shall receive the payment amount in full, except if the recipient's bank has agreed with the recipient that the fee shall be withheld from the incoming amount.

*** Remitter (OUR) – the Customer as the remitter shall pay the fee set by the Bank and such fee shall cover the fees set by all other banks involved in the process of execution of payment. However, the Bank shall not be held liable if during the process of execution of payment no fees of other banks are withheld or the recipient does not receive the payment amount in full due to other reasons beyond the Bank's control.

**** Payments from account, which number contains letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx).


Execution conditions for transfers (outgoing payments)
SERVICETime* at Service place and Call CenterTime* via Electronic chanellsExecution time
Economy transfer (outgoing payment) in currencies****:
- CZK, DKK, NOK, GBP, CHF, PLN, SEK, USD, RUB, CAD, AUD, JPY** 17:3018:00on the day after the next banking day
- ILS** 13:3014:00on the day after the next banking day
- CZK, DKK, NOK, GBP, CHF, PLN, SEK, USD, RUB, CAD, AUD, JPY, HUF***14:0018:00on the day after the next banking day (Execution time for USD payments from NDEA*** account - value date to beneficiary bank or intermediary bank after one business Day, commencing from the date the order was received by the Bank)
Standard transfer (outgoing payment) in currencies****:
- CZK, DKK, NOK, GBP, CHF, PLN, SEK, USD, RUB, CAD**17:3018:00on the next banking day
- AUD, JPY** 13:3014:00on the next banking day
- CZK, DKK, NOK, GBP, CHF, PLN, SEK, USD, RUB, CAD, AUD, JPY, HUF***14:0018:00on the next banking day
Express transfer (outgoing payment) in currencies**:
- CZK, DKK, NOK, GBP, CHF, PLN, SEK, USD, RUB, CAD13:3014:00on the same banking day
Express transfer (outgoing payment) in currencies***:
- USD, EUR15:0016:00 *****on the same banking day
- DKK12:0013:30 *****on the same banking day
- PLN8:308:30 *****on the same banking day
- NOK, GBP and SEK14:0015:00 *****on the same banking day
- RUB8:308:30 *****on the same banking day

* Payment orders received after the cut-off time shall be considered received on the following Business day of the Bank.

**Payments from account, which number contains letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx).

*** Payments from account, which number contains letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx).

**** Payments in separate currencies may not be available in one of the banking systems.
***** Available in International Netbank and Nordea Bridge System