Limited time offer | Luminor

Consumer loan with fixed loan interest rate

 Annual rate 7 % 

Offer is valid:

  • for consumer loans from 2500 €- 12000 €

  • with issuing fee 5 % from loan amount and maximum payback term from 3- 5 years

  • Submitting application from 02.09.2019.-22.09.2019.

If you need the funds to make some bigger purchase, home repairs or to cover   larger expenses, choose well considered borrowing – Luminor consumer loan.

Standard consumer loan offer

Appreciate the benefits:

  • remote agreement
  • no down payment or property pledge
Representative example

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 3,500 5 years 7 % 175 EUR 1 EUR 4,393.3 EUR 69.3 EUR 10.24 %

Apply for the consumer loan


Find out your creditworthiness

To qualify for the Consumer loan, your need to satisfy the following requirements:

  • min. age – 21 year
  • positive credit history
  • monthly income – at least EUR 360 after taxes

You can use the calculator to find out your creditworthiness.


Fill out the application

Fill out the application


Receive the answer

After the submission of application we will contact you within a single business day to agree on further steps


Enter into agreement

After entering into the agreement the money will be credited on your account immediately. A loan agreement can also be entered remotely – during a telephone conversation or by approving an agreement in the Internet-bank

Necessary documents

  • Credit application
  • Account overview for the last 6 months (if you are not our client)
  • Passport or eID card