Loan for consumption needs | Luminor

Don’t get burnt!

Choose a sensible loan

If you need funds for some bigger purchase, home renovation or improvement works, opt for a sensible borrowing – Luminor consumer loan.

Spruce up your home!

Appreciate the benefits:

Offer is valid till 31.07.2019.

Representative example:

Loan amount Loan maturity Annual interest rate Execution fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 5,000 5 years 12 % EUR 100 EUR 1 EUR 6,833.33 EUR 111 14.13%

Apply for the consumer loan


Find out your creditworthiness

To qualify for the Consumer loan, your need to satisfy the following requirements:

  • min. age – 21 year
  • positive credit history
  • monthly income – at least EUR 360 after taxes

You can use the calculator to find out your creditworthiness.


Fill out the application

Fill out the application


Receive the answer

After the submission of application we will contact you within a single business day to agree on further steps


Enter into agreement

After entering into the agreement the money will be credited on your account immediately. A loan agreement can also be entered remotely – during a telephone conversation or by approving an agreement in the Internet-bank

Necessary documents

  • Credit application
  • Account overview for the last 6 months (if you are not our client)
  • Passport or eID card

Useful links


Get money for your needs easy and quickly!

See also: Become a customer, Credit cardsLoan for property purchase without collateral, Loan for car purchase, Banking packages