Loan for new home | Luminor

From idea till your home

Easier than you think

  • We will help you to find right property
  • We will offer most appropriate funding for your plans
  • We will support you during whole real estate purchase process

We believe that the dream of each family is their own home. If you are looking for a new home, consider of building or renovating, let us make it happen.

You are 7 steps away from your new home

Assess the benefits

  • Funding of up to 90% of the property's valuation; for serial apartments up to 85%  
  • Existing property can be part of client`s investment
  • Maturity up to 30 years

If you have an idea about your own housing – let's meet!

Apply

1

Find out your loan options and select the dwelling

  • To find out the loan options use the calculator, visit the Customer Service Center to get a consultation or call 1880
  • When choosing the dwelling consider and assess accessibility of infrastructure, anticipated maintenance costs, technical condition of both the apartment and building, and land ownership

2

Fill out the application

Fill out the application and we will contact you in a one day

3

See our offers

We will explain to you the principal loan provisions to be agreed.

4

Execute the required documents

  • Enter into purchase or down-payment agreement on purchase of the property
  • Sign the loan agreement with us

5

Be insured

Protect your home and get the home insurance

6

Carry out the pledge registration

  • Submit and obtain documents to/from the Land Register office on the purchase of dwelling and the pledge registration
  • We will assist you in preparation of the required documents 

Necessary documents

  • Loan application
  • Passport or eID card
  • Account overview for the last 6 months (if you are not our client)
  • Real estate serving as a security deposit price estimate

 We will assist you in fulfilling your dream about a new home! 

See also: Banking packages, Consumer loan, Credit cards, Real estate insurance, Mortgage loan with state guarantee