Mortgage loan | Luminor

Do you wish for a new home? Apply for the housing loan and we will offer to you good conditions. With the ALTUM program down-payment is reduced both for the families with children and young professionals aged up to 35.

Assess the benefits

Apply

1

Find out your loan options and select the dwelling

  • To find out the loan options use the calculator, visit the Customer Service Center to get a consultation or call 1880
  • When choosing the dwelling consider and assess accessibility of infrastructure, anticipated maintenance costs, technical condition of both the apartment and building, and land ownership

2

Fill out the application

Fill out the application and we will contact you in a one day

3

See our offers

We will explain to you the principal loan provisions to be agreed.

4

Execute the required documents

  • Enter into purchase or down-payment agreement on purchase of the property
  • Sign the loan agreement with us

5

Be insured

  • See about the security of your family and opt for the borrower’s life insurance 
  • Protect your home and get the home insurance

6

Carry out the pledge registration

  • Submit and obtain documents to/from the Land Register office on the purchase of dwelling and the pledge registration
  • We will assist you in preparation of the required documents 

Necessary documents

  • Loan application
  • Passport or eID card
  • Account overview for the last 6 months (if you are not our client)
  • Real estate serving as a security deposit price estimate

 We will assist you in fulfilling your dream about a new home! 

See also: Banking packages, Consumer loan, Credit cards, Real estate insurance, Mortgage loan with state guarantee