Credit cards Mastercard Credit, Mastercard Gold, Mastercard Platinum, Stockmann Mastercard, PINS (New Cards may be issued to existing customers with NDEA accounts (LVxxNDEAxxxxxxxxxxxxx)). | Luminor
Provision of credit card (producing and maintenance)
SERVICEPRICE
Card account currency*EUR
Fee for production/ replacement of Card (in case of loss, theft, wear, damage or other defects)
- Mastercard Credit , Stockmann Mastercard, PINS credit card (new Stockmann Mastercard and PINS credit cards are not issued from 01.02.2019)EUR 4,00
- Mastercard Gold **EUR 10,00
- Mastercard Platinum Free of charge
Extra fee for the urgent production / replacement of Card*******EUR 25,00
Card delivery to the Service places
- Mastercard Credit, Stockmann Mastercard, PINS credit card***EUR 5,00
- Mastercard Gold, Mastercard PlatinumFree of charge
Card delivery per mail
- Within Latvia****Free of charge
- Abroad*****EUR 10,00
Reissuance of PIN code******
- Mastercard Credit, Stockmann Mastercard, PINS credit cardEUR 1,00
- Mastercard Gold, Mastercard PlatinumFree of charge
Monthly fee for Card service
- Mastercard PlatinumEUR 20,00
- Mastercard Platinum additional cardEUR 10,00
- Mastercard Credit, Stockmann Mastercard, PINS credit cardEUR 2,50
- Mastercard GoldEUR 3,90

* Mastercard Credit, Mastercard Gold, Mastercard Platinum available in USD currency. For Cards used for transfers in USD and EUR currency all applicable fees are converted from EUR to USD currency according to Bank’s EUR-USD exchange rate on a given date.
** Replacement of Mastercard Gold is Free of charge
*** The fee is not applicable if the Customer pays the Fee for an urgent manufacturing of the Card. Is not applied in case of new card, which customer receives in the Bank when signing the contract for use of the card.
****Bank sends the payment card and / or PIN code by post after signing the contract for use of the card.
***** For safety reasons, Bank sends card and PIN code in two, separate consignments. The fee will apply to both of the items.
****** For Primary card it is possible to see PIN code in netbank free of charge.
******* If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.

NB! Mastercard Credit, Mastercard Gold, Mastercard Platinum Card name until 23 March 2018 Nordea Credit, Nordea Gold, Nordea Platinum

Card transactions
SERVICEPRICE
Card account currency*EUR
Cash withdrawal at ATMs in Latvia and abroad*2.0% of the transaction amount, min. EUR 3,50
One's own Account crediting through an ATM of Luminor (Latvia) by Card:
- below EUR 5 000.00 in a calendar monthFree of charge
- above EUR 5 000.00 in a calendar month0,2% of the amount exceeding EUR 5000,00 (or an equivalent in other currency)
Purchases within the borders of Latvia and abroad**Free of charge
Mastercard Credit additional fee for money transfer from card account to other current account which is made by using internetbank or in client servicing unitEUR 3,00 +2,00%
Currency exchange mark-up***3,0%

* Mastercard Credit, Mastercard Gold, Mastercard Platinum available in USD currency. For Cards used for transfers in USD and EUR currency all applicable fees are converted from EUR to USD currency according to Bank’s EUR-USD exchange rate on a given date.
** Cash withdrawal and purchase limit for payment card:
- Daily limit for Mastercard Credit EUR 5 000,00 (or an equivalent in other currency) Standart limit over 30day period for Mastercard Credit in EUR currency is 20 000 EUR (or an equivalent in other currency).
- Daily limit for Mastercard Gold, Mastercard Platinum EUR 5 000,00 (or an equivalent in other currency),
- Daily limit for Stockamnn Mastercard, PIN credit card EUR 5 000,00.
*** In addition, a currency conversion fee may be applied if the card-based basic account currency is not the same as the transaction currency and the payment currency.

NB! Mastercard Credit, Mastercard Gold, Mastercard Platinum Card name until 23 March 2018 Nordea Credit, Nordea Gold, Nordea Platinum

Information on card transactions
SERVICEPRICE
Card account currency*EUR
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia) and Citadele bankFree of charge
- in ATMs of other banks (if service is available)EUR 0.50

* Mastercard Credit, Mastercard Gold, Mastercard Platinum available in USD currency. For Cards used for transfers in USD and EUR currency all applicable fees are converted from EUR to USD currency according to Bank’s EUR-USD exchange rate on a given date.

NB! Mastercard Credit, Mastercard Gold, Mastercard Platinum Card name until 23 March 2018 Nordea Credit, Nordea Gold, Nordea Platinum

Credit line
SERVICEPRICE
Card account currency*EUR
Interest for used credit limit per year
- Mastercard Gold18%
- Mastercard Platinum14%
- Mastercard Credit21%
- Stockmann Mastercard, PINS kredītkarte23%

* Mastercard Credit, Mastercard Gold, Mastercard Platinum available in USD currency. For Cards used for transfers in USD and EUR currency all applicable fees are converted from EUR to USD currency according to Bank’s EUR-USD exchange rate on a given date.

NB! Mastercard Credit, Mastercard Gold, Mastercard Platinum Card name until 23 March 2018 Nordea Credit, Nordea Gold, Nordea Platinum

Other services
SERVICEPRICE
Card account currency*EUR
Fee for a single person's visit to the airport VIP lounges (within the Priority Pass program). First 4 times free of charge within a calendar year (unused times for the next calendar year will not be transferred) Mastercard PlatinumEUR 30,00 incl. VAT
Interest for overspent limit (penalty) Mastercard Credit0.20% per day
Fee for changing permanent daily limit Free of charge
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00
Purchase insurance fee Mastercard Credit, Mastercard Gold, Mastercard Platinum (valid till 31.12.2018.)Free of charge
Travel insurance fee Mastercard Credit, Mastercard Gold, Mastercard Platinum, PINS credit cardFree of charge
Fee for PIN code change through ATM (if service is available)Free of charge

* Mastercard Credit, Mastercard Gold, Mastercard Platinum available in USD currency. For Cards used for transfers in USD and EUR currency all applicable fees are converted from EUR to USD currency according to Bank’s EUR-USD exchange rate on a given date.

NB! Mastercard Credit, Mastercard Gold, Mastercard Platinum Card name until 23 March 2018 Nordea Credit, Nordea Gold, Nordea Platinum