Brokerage services, financial instruments account opening and maintanance | Luminor
Equities and exchange traded funds (ETF)
SERVICEPRICE
Purchasing equities at stock exchanges of the Baltic states0,30%, min. EUR 5,70*
Selling equities at stock exchanges of the Baltic states0,30%, min.EUR 2,85*
Purchase / sale of equities at Eurozone stock exchanges (except the Baltic states)0,50%, min. EUR 50,00
Purchase / sale of equities at the US stock exchanges 0,50%, min. USD 50,00
Purchase / sale of equities at other foreign stock exchanges 0,50%, min. EUR 50,00
Purchase/sale of EFT funds0,50%, min. EUR 40,00

The fee is charged for executed or partially executed transaction only. It is debited in transaction trade currency or its equivalent in another currency pursuant to the currency exchange rate imposed by the Bank as of the settlement date. Some stock exchanges may charge additional duties or levies.
*For Private Banking customers the minimum fee for submission of the order is EUR 15,00

Ex-ante Information on Costs and Charges of Investment Products

Debt securities
SERVICEPRICE
Purchase of bonds during initial placement0,1% of the price, min. EUR 50,00
Purchase/sale of bonds in the secondary marketup to 2,00% of the price, min. EUR 50,00

The fee is charged for executed or partially executed transaction only. It is debited in transaction trade currency or its equivalent in another currency pursuant to the currency exchange rate imposed by the Bank as of the settlement date. Some stock exchanges may charge additional duties or levies.

Ex-ante Information on Costs and Charges of Investment Products

Index-linked bonds
SERVICEPRICE
Purchase in primary marketFree of charge
Purchase in secondary market2%*
Sale of index-linked bondsFree of charge

*Fee is included in the purchase price

Ex-ante Information on Costs and Charges of Investment Products

Mutual funds
SERVICEPRICE
Purchase of mutual fund certificates:
- Fund funds, stock funds1,5%*
- Balanced funds1%*
- Bonds funds reserve funds0,5%*
Sale of DNB and Nordea Fund certificatesEUR 7,15 / USD 8,50 / SEK 70,00 / NOK 70,00 / DKK 55,00
Sale of other investment fund certificatesEUR 20,00 / USD 24,00 / NOK 190,00
Swich of Nordea investment fund certificates**Free of charge

* Minimum fee for a fund that is not managed by DNB or Nordea Group companies is EUR 20,00. Minimum investment amount for Nordea funds: EUR 50,00 or equivalent in other currency, if a higher minimum investment amount is not fixed for a specific
sub-fund in the prospectus. Minimum investment amount for other funds: EUR 1,000.00 unless a higher minimum investment amount is stated in the fund's prospectus.
**Switch is allowed only between sub-funds within the same fund family (Nordea 1, SICAV or Nordea Fund of Funds, SICAV) and the same currency.

Price of Nordea investment fund shares for a particular transaction shall be determined in accordance with Nordea investment
fund prospectus, most commonly one or two business days after submitting an order (depending on the respective fund). In case the order is submitted on holiday or on business day after 16:00, it will be considered to have been received on the next business day. Settlement will be made according to the prospectus of the relevant fund.

The fee is charged for executed or partially executed transaction only. It is debited in transaction trade currency or its equivalent in another currency pursuant to the currency exchange rate imposed by the Bank as of the settlement date. Some stock exchanges may charge additional duties or levies.

Ex-ante Information on Costs and Charges of Investment Products

Financial instruments accounts opening and maintenance
SERVICEPRICE
Financial instruments account opening and closingFree of charge
Custody of financial instruments (monthly payment)*:
- Index-linked bondsFree of charge
- Nordea fundsFree of charge
- other financial instruments0,015%, min. EUR 1,00

* For agreements, which specify that an account with letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx) is to be primarily used for settlement, the fee for the custody of financial instruments shall be calculated based on the account value on the last business day of the month. The fee shall be calculated from the market value of financial instruments placed on the account or from the par value for illiquid financial instruments.

For agreements, which specify that an account with letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx) is to be primarily used for settlement, the monthly fee is calculated based on financial instruments account balance value on the last business day of the month. Debt securities, non-liquid shares (shares that have not been traded on stock exchange in the respective month) are valued at their nominal value. Shares are valued according to the last reported transaction price in the respective calendar month. Extra fees apply for custody of American depository receipts (ADR) and global depository receipts (GDR).

Note: For the purpose of this pricelist terms "financial instruments" and "securities" should be treated as interchangeable. Reference to "securities" shall mean the same as reference to "financial instruments".

Financial instrument transfers and other operations
SERVICEPRICE
Free-of-payment transfers (FOP):
- Within the Bank (paid by the sender)EUR 10,00
- Transferring financial instruments registered in the Baltic states from Luminor to a credit institution in Baltic statesEUR 15,00
- Transferring financial instruments registered in the Baltic states to Luminor from a credit institution in Baltic statesEUR 1,50
- Transfer of financial instruments registered in foreign countries (except the Baltic States) from Luminor to another credit institutionTransfers of securities registered in Scandinavian countries (Norway, Sweden, Finland, Iceland): EUR 40,00; Transfers of securities registered in other EU countries (not Scandinavian countries), Switzerland, USA, Canada and Japan: EUR 50,00; Securities other than those mentioned above: EUR 160,00
- Transfer of financial instruments registered in foreign countries (except the Baltic States) to Luminor from another credit institutionEUR 40,00
Delivery-versus-payment transfers
- Within the BankEUR 10,00
- If the transaction involves the transfer of financial instruments from/to other bankTransfers of securities registered in Scandinavian countries (Norway, Sweden, Finland, Iceland): EUR 40,00; Transfers of securities registered in other EU countries (not Scandinavian countries), Switzerland, USA, Canada and Japan: EUR 50,00; Securities other than those mentioned above: EUR 160,00
Deregistration of financial instrumentsEUR 8,00
Blocking of financial instruments, incl. the shareholders' meetingEUR 10,00

Note: For the purpose of this pricelist terms "financial instruments" and "securities" should be treated as interchangeable. Reference to "securities" shall mean the same as reference to "financial instruments".

Reports and notifications
SERVICEPRICE
Financial instruments account statement and related documents:
- via the internet-bankFree of charge
- in bankFree of charge
- by mailEUR 10,00
Investigation of financial instruments transactions and related eventsBank's costs + 10%

Note: For the purpose of this pricelist terms "financial instruments" and "securities" should be treated as interchangeable. Reference to "securities" shall mean the same as reference to "financial instruments".