Mortgage loan and Private loan | Luminor
Execution of mortgage loan or increase thereof
SERVICEPRICE
Execution of mortgage* loan or increase thereof1% of loan amount or additionally disbursable amount, min. EUR 200.00
Mortgage* loan execution by refunding obligations from another bankFree of charge
Execution of private** loan or increase thereof1.5% of loan amount or additionally disbursable amount, min. EUR 250,00
Private** loan execution by refunding obligations from another bankFree of charge

* Loan to private individuals for acquisition, renovation, reconstruction or building of the real estate.
** Loan to private individuals for consumer needs (secured with pledged real estate).

Execution of the amendments to the loan transaction documents
SERVICEPRICE
Change of loan monthly repayment date; application for Loanholiday processingEUR 35,00 (processing of an Internet Bank application for a credit holiday - free of charge)
Other amendments to the contractual terms and conditions*0,5% nof the outstanding loan amount**, min. EUR 200,00
Execution and/or coordination of non-standard, custom-made documentsEUR 90,00 per every type of document / agreement
Transfer of the loan amount pursuant to the provisions of the purchase agreement or escrow account agreementPursuant to the “Payments” section of the Price list, applying “Price through at branch”
Issuance of the Bank’s consent to operations with the property pledged to the BankEUR 35,00
Extramural assessment of the property pledged to the Bank - an apartment in a multi-apartment house EUR 50,00
Fee for cancellation of the insurance policy issued by the BankEUR 35,00

* For example, loan currency exchange, extension of issuance, repayment schedule changes, collateral composition, interest rate change, change of issuance conditions, renewal of obligations, etc.
** Commission for currency conversion of the currency from CHF to EUR - EUR 150,00

Mortgage loan Plus maintenance
SERVICEPRICE
Mortgage loan Plus maintenance*As agreed
Consideration and coordination of renovation works and the construction cost estimate**In the case of repairs, evaluation estimates free of charge; In the case of construction, up to EUR 140 000,00 - EUR 70,00, over EUR 140 000,00 - is determined individually
Mortgaged real estate inspection***On loans in amounts of up to: EUR 140 000,00 - EUR 70.00 per every inspection; Above EUR 140 000,00 - subject to an individual agreement

* Maintenance of the mortgage loan Plus comprises security execution and/or maintenance services (assessment, drawing up of the purchase agreement, notary's and courier's services, insurance execution, supervision of the use of funding).
** The fee is payable prior to the provision of Service; the Fee is applied if the Customer opts for the services offered by the Bank officer.
*** The Fee is applicable per every inspection and payable upon the initial loan disbursement; the Fee is applied if the Customer opts for the services offered by the Bank officer.

Execution and/or consideration of documents, when concluding transaction with a different creditor
SERVICEPRICE
- in case of refunding of the loan liabilities at another creditorEUR 400,00
- in case of refunding of the loan liabilities by a lender that has acceded to the Agreement on Cooperation of Credit Institutions in Case of a Standard Refinancing and listed on the website of the Association of Latvian Commercial Banks www.lka.org.lv.EUR 150,00
- in case of sale of the pledged propertyEUR 150,00