Payment cards Maestro (new Cards are not issued, renewed and replaced) | Luminor
Card provision (maintenance)
SERVICEPRICE
Card account currency*EUR
Monthly fee for Card service**EUR 1,30
Reissuance of PIN code***EUR 1,00

* For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from EUR to USD, EUR according to the current day's Bank’s currency exchange rate.
**The bank applies 100% discount if in the respective month the customer makes payment with Maestro Debit for purchases the total sum of which equals or exceeds 600 EUR.
*** For Primary card it is possible to see PIN code in netbank free of charge

Card transactions
SERVICEPRICE
Card account currency*EUR
Cash withdrawal**
- from Luminor (Latvia, Lithuania, Estonia) and Citadele bank ATMs in Latvia or at the merchant (if merchant offers such service)***
- below EUR 700,00 in a calendar monthFree of charge
- above EUR 700,00 in a calendar month0,2% of the amount exceeding EUR 700,00
- at another bank, from ATMs of another bank2,00% of the transaction amount, min. EUR 3,50
One's own Account crediting through an ATM of Luminor (Latvia) and Citadele bank by Card
- below EUR 5 000.00 in a calendar monthFree of charge
- above EUR 5 000.00 in a calendar month0,2% of the amount exceeding EUR 5000,00 (or an equivalent in other currency)
Purchases within the borders of Latvia and abroad**Free of charge
Currency exchange mark-up****3,0%

* For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from EUR to USD, EUR according to the current day's Bank’s currency exchange rate.
**Cash withdrawal and purchase limit for payment card:
- Daily limit: EUR 5 000,00
- Limit over 30-day period is EUR 20 000,00.
***The total cash out amount per month is calculated summing up all the transaction amounts, on which the Bank has received information, starting from the first day of the respective month till 11:00 on the last business day of the respective month
**** In addition, a currency conversion fee may be applied if the card-based basic account currency is not the same as the transaction currency and the payment currency.

Information on card transactions
SERVICEPRICE
Card account currency*EUR
Information on account balance demands at ATMs
- in ATMs of Luminor (Latvia) and Citadele bankFree of charge
- in ATMs of other banks (if service is available)EUR 0,50

* For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from EUR to USD, EUR according to the current day's Bank’s currency exchange rate

Other services
SERVICEPRICE
Card account currency*EUR
Fee for changing permanent daily limit Free of charge
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00
Fee for PIN code change through ATM (if service is available)Free of charge

* For Maestro and MasterCard payment cards with USD and EUR currency all applicable fees are converted from EUR to USD, EUR according to the current day's Bank’s currency exchange rate