Payment cards Mastercard Debit (New Cards may be issued to existing customers with NDEA accounts (LVxxNDEAxxxxxxxxxxxxx)). | Luminor
Provision of debit card (producing and maintenance)
SERVICEPRICE
Card account currencyEUR
Fee for production/ replacement of Card (in case of loss, theft, wear, damage or other defects) EUR 4,00
Extra fee for the urgent production / replacement of Card*EUR 25,00
Card delivery to the Service places**EUR 10,00
Card delivery per mail:
- Within Latvia***Free of charge
- Abroad****EUR 10,00
Reissuance of PIN code*****EUR 1,00
Monthly fee for Card service******EUR 1,30
Once-for-all payment for choice of picture for Picture card*******EUR 12,00

*If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.
** The fee is no applicable, if the Customer pays the fee for an urgend production of the Card
***Bank sends the payment card and / or PIN code by post after signing the contract for use of the card.
****For safety reasons, Bank sends card and PIN code in two, separate consignments. The fee will apply to both of the items.
***** For Primary card it is possible to see PIN code in netbank free of charge.
****** The bank applies 100% discount if in the respective month the customer makes payment with Maestro for purchases the total sum of which equals or exceeds 600 EUR.
******* As of 23 March 2018 new Picture cards will not be issued and replaced. Existing Picture cards will be renewed (pictureof card change not possible). The fee will apply every time, when Picture card will be restored.

NB!: Card name until 23 March 2018 Nordea Debit

Card transactions
SERVICEPRICE
Card account currencyEUR
Cash withdrawal*
- from Luminor (Latvia, Lithuania, Estonia) and Citadele bank ATMs in Latvia or at the merchant (if merchant offers such service)**
- below EUR 700,00 in a calendar monthFree of charge
- above EUR 700,00 in a calendar month0,2% of the amount exceeding EUR 700,00
- at another bank, from ATMs of another bank2,00% of the transaction amount, min. EUR 3,50
One's own Account crediting through an ATM of Luminor (Latvia) and Citadele bank by Card
- below EUR 5 000.00 in a calendar monthFree of charge
- above EUR 5 000.00 in a calendar month0,2% of the amount exceeding EUR 5000,00 (or an equivalent in other currency)
Purchases within the borders of Latvia and abroad*Free of charge
Currency exchange mark-up***3,0%

*Cash withdrawal and purchase limit for payment card:
- Daily limit: EUR 5 000,00
- Limit over 30-day period is EUR 20 000,00.
**The total cash out amount per month is calculated summing up all the transaction amounts, on which the Bank has received information, starting from the first day of the respective month till 11:00 on the last business day of the respective month
*** In addition, a currency conversion fee may be applied if the card-based basic account currency is not the same as the transaction currency and the payment currency.

NB!: Card name until 23 March 2018 Nordea Debit

Information on card transactions
SERVICEPRICE
Card account currencyEUR
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia) and Citadele bankFree of charge
- in ATMs of other banks (if service is available)EUR 0,50

NB!: Card name until 23 March 2018 Nordea Debit

Other services
SERVICEPRICE
Card account currencyEUR
Fee for changing permanent daily limit Free of charge
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00
Purchase insurance fee (valid till 31.12.2018.)Free of charge
Fee for PIN code change through ATM (if service is available)Free of charge

NB!: Card name until 23 March 2018 Nordea Debit