Payment cards VISA Debit, Galactico VISA Debit | Luminor
Provision of debit card (producing and maintenance)
SERVICEPRICE
Card account currency*EUR
Fee for production/ replacement of Card (in case of loss, theft, wear, damage or other defects)
- VISA DebitEUR 4,00
- Galactico VISA Debit (new Galactico VISA Debit payment cards are not issued from 01.02.2019)EUR 4,00
Extra fee for the urgent production / replacement of Card**EUR 25,00
Card delivery to the Service places***EUR 5,00
Card delivery per mail:
- Within LatviaFree of charge
- AbroadEUR 10,00
PIN code reminderEUR 1,00
Monthly fee for Card service****
- VISA DebitEUR 1,30
- Galactico VISA DebitEUR 1,30

* VISA Debit is issued also in USD currency.The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.
*** The fee is no applicable, if the Customer pays the fee for an urgend production of the Card
**** The monthly fee for the Card service is due starting from the next month after the month when the Card was made and shall be paid (for the previous month) on the date on which the Card was made.

Card transactions
SERVICEPRICE
Card account currency*EUR
Cash withdrawal**
- from ATMs of Luminor (Latvia, Lithuania, Estonia)
- below EUR 700.00 in a calendar monthFree of charge
- above EUR 700.00 in a calendar month0,2% of the amount exceeding EUR 700,00
- at another bank, from ATMs of another bank2,00% of the transaction amount, min. EUR 3,50/ USD 4,00
- at the merchant (if merchant offers such service)***Free of charge
One's own Account crediting through an ATM of Luminor (Latvia) by Card ( also in case several Cards are used for the account crediting):
- below EUR 5 000.00 in a calendar monthFree of charge
- above EUR 5 000.00 in a calendar month0,2% of the amount exceeding EUR 5000,00 (or an equivalent in other currency)
Purchases within the borders of Latvia and abroad****Free of charge
Currency exchange mark-up*****3,0%

* VISA Debit is issued also in USD currency. The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** Cash withdrawal limit from ATMs:
- Daily limit: EUR 5 000,00 (or an equivalent in other currency).
- Limit over 30-day period for any type of Card is EUR 20 000,00 (or an equivalent in other currency).
- Cash withdrawal limit from ATMs equipped only with magnetic stripe reading technology EUR 350,00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
*** Cash withdrawal limit at the merchant per shopping time - EUR 100,00.
**** Purchase limit - EUR 5 000,00 a day.
***** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card, if the transaction currency differs from the Card account currency.

Information on card transactions
SERVICEPRICE
Card account currency*EUR
SMS infoEUR 0,09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of of Luminor (Latvia)Free of charge
- in ATMs of other banks (if service is available)EUR 0,50/ USD 0,60

* VISA Debit is issued also in USD currency. The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.

Other services
SERVICEPRICE
Card account currency*EUR
Interest on unauthorized debit balance36% p.a
Increase of standard cash withdrawal and purchase limitsEUR 5,00
Fee for processing of an unsubstantiated claim if the cardholder has provided false information to the Bank that is endorsed by a third party; or a request from a trader of a transaction approval documentEUR 15,00
Closed Card account maintenance (first to be charged one year after the Customer’s written notice on the Card closure)EUR 40,00 p.a.

* VISA Debit is issued also in USD currency. The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.