Luminor E-Commerce Gateway | Luminor

Payments collection service for e-shops.

Perform the quick and easy integration of the Luminor E-Commerce Gateway service and receive payments on the internet without monthly or implementation fees. Integration plug-ins support WooCommerce, Opencart, Magento, PrestaShop and Shopify e-commerce platforms; payment collection can be initiated from Luminor, Swedbank, LHV and SEB bank – other major Baltic banks will be available soon. You can also choose card settlement as one of payment methods.

What is E-Commerce Gateway?

What is it?

Luminor E-Commerce Gateway is the service, which significantly enhances a shopper’s check-out experience by offering multiple secure methods of payment for products, services and invoices.

Benefits of the service

  • Quick and easy integration with your web shop
  • You will not need any more accounts with other banks, as all money can be collected in your Luminor account
  • Enables your customers to pay for goods and services with payment cards or secure banking transfers
  • Includes an invoicing service, that allows you to make sales even without a web shop, just by sending invoices
  • Provides invoice and payment status overview on the Merchant portal
  • Service fees will be applied upon use as a per-transaction fee

How does it Work?

Implement service

Use the REST API plug-in for major online store platforms like WooCommerce, Opencart, PrestaShop, Shopify or Magento.

Make sales

Sell in your online shop, send an invoice via the REST API or from Merchant portal. You can focus on sales, while your clients will have a variety of payment options available – securely by card or by approving payments via major Baltic banks like Luminor, Swedbank, SEB and LHV (support for Citadele and other coming soon).

Follow payment status

View invoice and payment status on the Merchant portal or via the REST API and get instant updates when payments are made.

Pay only upon use

There are no monthly or service implementation fees. A transaction fee applied according to the Pricelist.

How do I Get Started?

1. Apply and sign the agreement

  • Fill in the application form
  • We will prepare the agreement
  • You will be able to sign it via Dokobit, e-Signature or in person

2. Implement

3. Confirm implementation

  • Fill in the confirmation form on fulfilment of the webpage requirements
  • We will activate the service for you

4. Start selling

  • Start selling your products or services in an online shop or
  • Send invoices via the REST API or the Merchant portal

Is it Right for Me?

When is Luminor E-Commerce Gateway a good choice?

If you have goods to sell, services to provide or invoices that need to be sent for payment, the Luminor E-Commerce Gateway is here to help. There is no need for complicated IT development in order to start selling online and to ensure that your customers can pay you in a way most convenient for them.

The Luminor E-Commerce Gateway is a good choice if:

  • You are planning or already selling products or services in online or by issuing your invoices
  • You would like to boost your online sales 
  • You want to provide the best check-out experience for your clients
  • You need to keep track of transaction status or get instant updates on payment or invoice status
  • You don’t have in-depth IT knowledge and do not employ an IT expert
  • You have customers in the Baltics or worldwide

Useful links

E-Commerce Gateway Application
Developers portal
Requirements for Communication, Website Content and Design ​
Confirmation of Fulfilment of Website Requirements
​ E-Commerce Gateway Service Terms, effective from 14.04.2020

Merchant portal

Service is available for Luminor customers.
If you are not our client yet, become a customer remotely