Become a customer | Luminor

Become a customer and use Luminor Black one year for free

Become a customer

Open an account, choose Luminor Black and enjoy the benefits. Become a Luminor customer from 01.08.2020 till 31.12.2020 and use the Basic and Black package for the first 12 months from the moment of signing the contract for free. After this period, the package fee will be according to the Luminor private person Price list.

Luminor Black features

Fee free cash out limit from any ATMs around the world

Take up to EUR 400 per month from any ATMs around the world + EUR 600 per month from Luminor’s ATMs at Baltics.

For larger expense use cards credit limit

Available in any place and any time, within the specified limit.

Money transfers and card payments

The package includes unlimited number of SEPA and card payments. Payments in other currencies are in accordance with the price list.

Travel and baggage insurance for family

Travel and baggage insurance for family with coverage up to EUR 300,000. Insurance terms and conditions can be found here.

Payments from credit limit account

Available funds can be transferred to other accounts without additional commission, without using your card.

Free card delivery in Latvia

Get the card free of charge at the address in Latvia of your choice and activate it via internet bank.

Become a customer remotely and receive the payment card by post

If you have Smart-ID Qualified Electronic Signature or eID card, become a customer remotely.

It is quick and easy

How does it work?

You need a Smart-ID qualified electronic signature or an eID card

Watch a video to find out how to get a Smart-ID qualified electronic signature in a few minutes.

How and for whom

  • If you have a valid passport of Republic of Latvia, ID card with qualified electronic signature (and card reader) or SmartID Qualified Electronic Signature
  • For a private person over the age of 18 years who is a resident of Latvia
  • No need to visit us in a branch, but still we would like you to spend some time for a short video call with us

Technical requirements

You have a Smart-ID Basic account? Convert it to Smart-ID Qualified Electronic Signature (QES) in Smart-ID app within minutes and become our customer remotely.
Watch the video

Do you want to visit us?

We are happy to meet and greet you in our Customer Service Center

  1. Complete the application here
  2. We will contact you – we will arrange a call with you in suitable time
  3. Sign the document – we will meet you at the Customer service center. Don’t forget passport or ID card.


Necessary documents

  • Passport or eID card

Making banking delightfully easy!

See also: Programs for customers, Debit cards, Internet Banking, Mobile banking, ATM and Customer Service Center network