Become a Customer

Open a current account remotely or fill out the application on the website and go to sign the prepared contract in person.

To open an account remotely, an electronic signature is required. Find out how to get it free of charge within a couple of minutes here.

Become a customer

Remotely within just 10 minutes

Step 1 – prepare an electronic signature, ID‑card or passport and make sure that your device has a video camera and microphone
Step 2 – fill out and confirm the application with an electronic signature and wait for the video connection with the consultant
Step 3 – sign the contract with an electronic signature and receive the card by mail

In person, at the customer service centre

Step 1 – complete the application on our website
Step 2 – wait for a call from a consultant with a confirmation of opening an account and arrange a time for a personal meeting
Step 3 – go to the customer service centre at the booked timeā
Step 4 – receive your card by mail

Frequently asked questions

How do I get an electronic signature?

Do you have a Basic Smart‑ID account? Watch a video tutorial on how to convert it to a Smart‑ID Qualified Electronic Signature (QES) in the Smart‑ID app within a couple of minutes.

Can I become a Luminor customer?

Yes, if you are over 18 years old and a resident of Latvia.

What technical equipment is necessary?

HD webcam and microphone
Web browsers: Google Chrome, Mozilla Firefox, Apple Safari or Opera
Operating system: Windows, macOS or Android

When can I connect to a remote video consultation to become a customer?

Working hours for video consultation: Mon‑Fri 8 am – 8.30 pm; Sat 9 am – 7.30 pm

Which set of daily banking services is best for me?

Basic set, 2.20 € a month
With the basic set, you don't have to worry about fees for daily transactions or cards. For one monthly fee you will get the daily transactions offered by us – unlimited transfers and purchases in €, cash withdrawals in Luminor ATMs in the Baltics within the limit free of charge, and Luminor debit card.

Luminor Black set
Discover the benefits – free cash withdrawals in ATMs around the world within the limit, travel insurance for the whole family, Luminor Black credit card with a credit limit for bigger purchases, unlimited transfers and purchases in €.

Become a Customer

Remotely within just 10 minutes

In person, at the customer service centre

Frequently asked questions

Become a customer and discover the benefits:

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