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Leasing

Leasing

Leasing
  • For acquisition of cars, commercial vehicles or industrial machinery
  • Tailor-made leasing insurance special offers
  • Full-service operational leasing for new cars in cooperation with Ayvens, represented in Latvia by SIA ALD Automotive
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ALD Automotive

Small and medium-sized businesses can apply for EIB supported financing – leasing with reduced % interest rates

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Tailor‑made leasing insurance special offers

Financing of up to 90% of the asset value

For acquisition of both new and used leasing objects

Financing amount starting from € 8 000 with a term of up to 5 years

Financial or operational leasing

Terms and conditions

  • Special leasing interest rate offer for new cars:
    - Starting from 1.89 % per year + 3-month Euribor – for electric cars (starting from 1.45 % per year + 3-month Euribor if EIB support is applied)
    - Starting from 1.93 % for low-emission (CO2 ≤ 50 g/km) cars (starting from 1.49 % per year + 3-month Euribor if EIB support is applied)
    - Starting from 2.04 % per year + 3-month Euribor - for medium-emission (CO2 51-130 g/km) and hybrid cars (starting from 1.79 % per year + 3-month Euribor if EIB support is applied)
    - Starting from 2.20 % per year + 3-month Euribor - for other cars (starting from 1.95 % per year + 3-month Euribor if EIB support is applied)
  • Leasing interest rate for used cars:
    - Starting from 2.33 % per year + 3-month Euribor (starting from 1.89 % per year + 3-month Euribor if EIB support is applied)
  • Leasing interest rate for other leasing objects:
    - Starting from 2.10 % per year + 3-month Euribor (starting from 1.85 % per year + 3-month Euribor if EIB support is applied)
  • Agreement fee - 1,5 % of leasing object price (not less than €165, including VAT)
  • The term of leasing is up to 5 years
  • The maximum age of the leased object at the end of leasing period – 13 years for cars, 10 years for other assets
  • CASCO insurance is mandatory throughout the validity period of leasing agreement


Full-service operational leasing for new cars in cooperation with Ayvens, represented in Latvia by SIA ALD Automotive

Full-service operational leasing

  • Fixed and predictable monthly lease payment;
  • Lease payment includes related services such as car insurance, regular maintenance, normal wear and tear repairs and spare parts, winter and summer tires, 24/7 roadside assistance, fuel credit card, user support, and online reporting tools, etc.;
  • The car is available for long-term lease for a certain period of time and for the planned mileage.
Advantages:
  • Saved time and resources;
  • Flexible contract conditions: change of car mileage, extension or reduction of the contract term; 
  • Good terms on car purchase and servicing. 
The full-service operational leasing is provided in cooperation with Ayvens, represented in Latvia by SIA ALD Automotive (reg. No. 50003825931, legal address: Malduguņu iela 2, Mārupe, Mārupes pag., Mārupes nov., LV-2167, Latvia). SIA ALD Automotive offers fleet management and long-term car rental solutions to companies, offering innovative solutions and services to make customers’ daily lives easier.

Service is available to legal entities that are customers of Luminor Bank. To apply for a full-service lease, contact your customer relationship manager.

Business leasing calculator

Leasing type
EUR
EUR
%
month
%
EUR
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Estimated monthly payment: EUR

Contract fee: 450 EUR

The displayed result is informative and based on the approximate calculation.

Additional info

Payment schedule table

Payment No.Unpaid partValue of assets to coverInterest rate amountTotal monthly payment

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Required documents

  • Leasing application
  • Previous year financial audit of the company as well as current financial review (Balance Sheet and Income Statement with accompanied notes)
  • Evaluation report of the asset (for used leasing objects) or the sales offer (for new leasing objects)

Useful links

Asset evaluators
Terms & Conditions
Application forms 
Price list
Leasing Insurance
About Luminor Līzings SIA
Insurance requirements (vehicles and equipment)
EIB supported financing

Flexible leasing conditions according to your needs

Apply

See also: Become a customer, Leasing Insurance

Service provider: Luminor Līzings SIA (reģ. nr. 40003348054)
Credit broker: Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvia Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, telephone +371 67 17 1880, www.luminor.lv.