Loan for investments

Loan for investments

  • Raise your business ambitions!
  • Take advantage of the opportunity for small or medium-sized enterprises to get more favourable conditions in cooperation with ALTUM

No collateral for an amount of up to € 150 000
With ALTUM guarantee

Loan in the amount of up to 75% of the total costs
Security: mortgage, commercial pledge or guarantee, warranty

A loan starting from € 10 000
Loan repayment within 5 years according to a 10-year repayment schedule 

Loans with ALTUM guarantee

  • Up to 150 TEUR without an additional pledge or up to 250 TEUR with a pledge
  • Security – owner’s guarantee
  • Loan term 12–60 months
  • Lower loan interest rate
  • Luminor covers Altum guarantee premium fee
  • For new lending only
  • De Minimis support is applied
  • Application process through Luminor
  • Available till 31.07.2024

    Learn more


Financing for farmers

Required documents

  • Loan application
  • Financial statements for the last year and current performance results (Balance Sheet and Income Statement with accompanied notes)
  • Security valuation (for loans secured by movable or immovable property)
  • Other documents or information upon the Bank's request

Small and medium-sized businesses can apply for EIB supported financing – loans with reduced % interest rates

Luminor investment loan for growing business