Luminor

Consumer or target loan

Fixed interest rate throughout the loan agreement period
No down payment required
For home renovation or energy efficiency, for car acquisition or bigger purchase

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Luminor never calls or sends e-mails or SMS asking for detailed personal data – your full ID-number, e-mail, home address, internet bank ID; card No., expiry date, CVV/CVC code; Smart-ID PIN or SMS codes. Our internet bank address is ib.dnb.lv, website – luminor.lv. Confirm an action with Smart-ID (code calculator) only if you initiate it yourself! If you notice anything suspicious while banking, stop and call +371 67 17 1880.

Moving will be the hardest. We'll help with the rest

Apply for a personalized housing loan!

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Where does 6% of your salary go?

Choose the most age-appropriate investment strategy for your 2nd pension pillar savings

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In view of situation with Ukraine. We will be offering employment for people displaced by the invasion of Ukraine. Bank account opening to Ukrainians is free of charge in all Baltic states. Payments to Ukrainian banks are also free ►
In view of situation with Ukraine, find answers to frequently asked questions here ►

Opening account for Ukrainian citizens

Order a free secure payment card for your child

Apply remotely and receive by post

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Remember! We offer services at our customer service centers by prior appointment. You can apply for a consultation and find out the availability of the service in person or receive a remote consultation by calling the Luminor Customer Service Centre +371 67 17 1880

Join Luminor

Enjoy the convenience of using the right payment card with features and extras that match your lifestyle
Get expert guidance when you need it and let us help you get closer to achieving your goals

Become a customer

For Ukrainian citizens

Become a customer remotely

Apply