Luminor never calls or sends e-mails or SMS asking for your full ID-number, e-mail, home address, internet bank ID; card No., expiry date, CVV/CVC code; Smart-ID PIN or SMS codes. Our internet bank address is ib.dnb.lv, website – luminor.lv. Confirm an action with Smart-ID (code calculator) only if you initiate it yourself! If you notice anything suspicious while banking, stop and call +371 67 17 1880.
Consumer or target loan

Consumer or target loan

Consumer or target loan

  • Fixed interest rate throughout the loan agreement period
  • No down payment required
  • For home renovation or energy efficiency, for car acquisition or bigger purchase

Moving will be the hardest. We'll help with the rest

Moving will be the hardest. We'll help with the rest

  • Apply for a personalized housing loan!
In view of situation with Ukraine.  We will be offering employment for people displaced by the invasion of Ukraine. Bank account opening to Ukrainians is free of charge in all Baltic states. Payments to Ukrainian banks are also free ►
In view of situation with Ukraine, find answers to frequently asked questions here ►

Opening account for Ukrainian citizens

Card for kids and youngsters

Order a free secure payment card for your child

Order a free secure payment card for your child

  • Apply remotely and receive by post
Remember! We offer services at our customer service centers by prior appointment. You can apply for a consultation and find out the availability of the service in person or receive a remote consultation by calling the Luminor Customer Service Centre +371 67 17 1880
Join Luminor

Join Luminor

Join Luminor

  • Enjoy the convenience of using the right payment card with features and extras that match your lifestyle
  • Get expert guidance when you need it and let us help you get closer to achieving your goals

Become a customer remotely

Become a customer and enjoy all benefits