Join Luminor

Join Luminor

  • New: Open your bank account remotely
  • Manage the company's finance easy and professionally
  • Our expert support for fund management or fundraising

Everything you need in a one business package

  • Package fee starting from 10 EUR/month. For young businesses, any business package free of charge for 12 months. Learn more here
  • All intrabank payments are free of charge
  • Up to 5 debit cards without monthly fee

Ask our experts about the most advantageous business package for you.

Learn more

Joining Luminor is easy.
Choose which option suits you most!

Become a customer via video call
If you have a valid passport or ID card issued by the Republic of Latvia and a Smart‑ID with a qualified electronic signature or an e-ID, you are welcome to use our remote onboarding via video call
Become a customer at a Luminor branch
If you can’t sign digitally or you aren’t a resident of Latvia, visit one of our branches

Fill in the form online, and we’ll contact you to book your visit
I am a new representative of a company
To change the signatory of a company, you’ll have to fill in an application, and we’ll contact you to discuss any company news and to book an appointment
I want to establish a company and need a temporary account
Fill in the application, and we’ll contact you to discuss your company's needs and guide you through the process

How to obtain e‑signature?

  • If you have a Smart-ID Basic account, you can watch this video to learn how to convert it into a Smart-ID qualified electronic signature

What does it take to become a customer remotely?

  • The authorized representative of the Company must have a passport or ID card issued by the Republic of Latvia
  • Web browsers: Google Chrome, Mozilla Firefox, Apple Safari or Opera
  • Operating system: Windows, macOS or Android

See our other products

Investment loan

Learn more

Credit line

Learn more

E-commerce connection

Learn more


Learn more
Luminor offers daily banking services to any legal entity registered in Latvia, whose main planned business activity is carried out in the Baltic States and who can identify the beneficial owner, and would like to establish a business relationship with all potential customers who see Luminor bank as a partner for everyday services, as well as lending, investments, or deposits.

Manage your business finances with ease!