Information on application of cookies

Cookies are small-size files sent to the website visitor’s end device (e.g. computer, mobile telephone) by the visited websites. Cookies are saved in the file directory of the Web browser (e. g. Internet Explorer, Firefox), on the hard disc of the website visitor’s end device. Next time upon visiting the same website the visitor’s Web browser reads the cookie and supplies the information back to the website or element that originally has installed the cookie. Cookies pose absolutely no threat to the website visitor’s computer.  

In order to improve the website functionality and facilitate their use the following types of cookies are used on websites:

• Session cookies: They are transient cookies, which are kept for as long as the website visitor keeps open the Web browser after securing an access to the website. Session cookies remind to the website what the visitor has chosen on the previous page to avoid repeated input of information.
• Permanent or persistent cookies: Such cookies after visiting the website of Luminor banka as a random combination of figures are saved on the visitor’s end device. They identify the website visitor as a unique user and after their return to the website assist in recalling the information on the visitor and operations performed by the latter before.  The cookie storage period on the visitor’s device will depend on the type of cookie. 
• Tracking cookies: These cookies Luminor banka is using for the views statistics of the website set-up.     
• Third-party cookies: Luminor banka is using the cookies of third parties, e. g. those of Google to service ads and commercials and optimise the marketing communication. Third-party advertisers use the cookies that are saved on the end device to assess the efficiency of ads and individualise the contents of commercials displayed to the website visitor. Information collected by the third-party advertisers may include, for example, the data on geographic location (derived from the IP address).

No cookies used by Luminor banka contain any personal data of the website visitor and cannot be used for the website visitor’s identification purposes. However, if the website visitor wants to limit (disallow) saving of cookies on their end devices or delete the saved cookies it can be performed by using the Web browser settings.