Representative example. If the loan amount is €7000, with a loan repayment term of 60 months, fixed annual interest rate of 8.9 %, agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €8776.20, the monthly instalment €144.97, and the annual percentage rate (APR) 9.69 %.
Consumer loan
Consumer loan
- Loan amount from €1 000 to €15 000
- Fixed interest rate throughout the loan agreement period
- Early loan repayment - free of charge. In case of full early repayment of the loan, a proportional part of the paid fee will be automatically returned to your account for the period the loan was not used.
Consumer loan conditions
- Annual interest rate from 8.9%
- Loan amount from €1000 to €15 000
- Loan repayment term from 12 till 60 months
- No down payment required
- Agreement fee 1.5 % from loan amount (min €60)
- Loans from €7000 with no agreement fee. Offer valid until 31 December 2025
- Your regular, officially proven income is at least €510 per month (after taxes)
- Documents to apply: passport or eID card and consumer loan application
Consumer credit calculator New
Patēriņa kredīta kalkulators
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Getting a loan – step by step
Fill in the loan application online
Receive a call about your loan offer and next steps
Sign the agreement remotely
Receive funds in your account right after signing the agreement
Requirements to apply
- You are over 18 years of age
- Your regular, officially proven income is at least EUR 510 per month (after taxes)
Documents to apply
- Consumer loan application
- Passport or eID card
- We’ll inform you if we need any additional documents