Representative example. If the loan amount is €7000, with a loan repayment term of 60 months, fixed annual interest rate of 9.9 %, agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €8981.40, the monthly instalment €148.39, and the annual percentage rate (APR) 10.78 %.
Instant consumer loan for a well-considered step
Instant consumer loan for a well-considered step
Available for existing Luminor customers – at the speed of your needs
- Borrow up to EUR 20 000
- Annual interest rate from 9,9 % with EUR 0 agreement fee
- Fill in the application – and we’ll assess your creditworthiness and provide the answer in just a few minutes! Receive the money in your Luminor account right after signing the agreement
- If you’re not our customer yet, apply and we will contact you within 1 working day
In some cases, the loan application may be reviewed manually, and the decision to grant a loan may take up to several business days.
Fair conditions - no fine print tricks
- Loan amount
For Luminor customers from EUR 500 to EUR 20 000
For new customers from EUR 1000 to EUR 15 000
- Loan repayment term
For Luminor customers from 6 to 60 months
For new customers from 12 to 60 months
- Loan agreement fee EUR 0. Offer valid until 31.12.2025.
- No down payment required
- Minimum monthly income at least EUR 510 after taxes
Consumer credit calculator New
Patēriņa kredīta kalkulators
Kurš kredīts labāk derēs Tavām vajadzībām?
Patēriņa kredīts
Mazākiem, bet pietiekami dārgiem pirkumiem – lai iegūtu vairāk
Auto kredīts
Brīvībai doties ceļā - ar jaunu automašīnu vai motociklu
Kredīts mājokļa remontam vai īpašuma iegādei
Pārmaiņām mājoklī vai pat jaunam īpašumam
Kredīta summa
Kredīta summa500–20 000 EUR esošajiem Luminor klientiem, 1000–15 000 EUR jaunajiem klientiem
Kredīta summa2000 - 20 000 EUR
Kredīta summa2000 - 30 000 EUR
Atmaksas termiņš
Atmaksas termiņš 6–60 mēneši esošajiem Luminor klientiem, 12–60 mēneši jaunajiem klientiem
Atmaksas termiņš 12 – 84 mēneši
Atmaksas termiņš 12 – 120 mēneši
Procentu likme gadā
Procentu likme gadā No 9,9 %
Procentu likme gadā No 8,9 %
Procentu likme gadā No 8,9 %
Kredīta līguma maksa
Kredīta līguma maksa 0 EUR, piesakoties līdz 31.12.2025.
Kredīta līguma maksa 1,5 % no kredīta summas (min. 60 EUR)
Kredīta līguma maksa 1,5 % no kredīta summas (min. 60 EUR)
Nekustamā īpašuma vai auto ķīla
Nekustamā īpašuma vai auto ķīlaNav nepieciešama
Nekustamā īpašuma vai auto ķīlaNav nepieciešama
Nekustamā īpašuma vai auto ķīlaNav nepieciešama
Pirmā iemaksa
Pirmā iemaksaNav nepieciešama
Pirmā iemaksaNav nepieciešama
Pirmā iemaksaNav nepieciešama
More ways to achieve your goals
