Consumer Loan | Luminor

If you need the funds for some bigger purchase, home acquisition or renovation or a new car, choose well considered borrowing – Luminor consumer loan.

Appreciate the benefits:

Consumer loan promotion

Opt for the best consumer loan

For consumption needs

For consumption needs

500-12000 EUR
Interest rate from 12%

For home purchase and renovation

For home purchase and renovation

2000-12000 EUR
Interest rate from 9%
In case of purchase, register your property within 60 days

Representative examples

For consumption needs

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 3,000 3 years 14 % EUR 60 EUR 1 EUR 3,787 EUR 102.5 17.36 %

For car purchase

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 6,000 5 years 11 % EUR 60 EUR 1 EUR 7,947 130.45 12.43 %

For home renovation

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 6,000 5 years 11 % EUR 60 EUR 1 EUR 7,947 130.45 12.43 %

Apply for the consumer loan

1

Find out your creditworthiness

To qualify for the Consumer loan, your need to satisfy the following requirements:

  • min. age – 21 year
  • positive credit history
  • monthly income – at least EUR 360 after taxes

You can use the calculator to find out your creditworthiness.

2

Fill out the application

Fill out the application

3

Receive the answer

After the submission of application we will contact you within a single business day to agree on further steps

4

Enter into agreement

After entering into the agreement the money will be credited on your account immediately. A loan agreement can also be entered remotely – during a telephone conversation or by approving an agreement in the Internet-bank

Necessary documents

  • Credit application
  • Account overview for the last 6 months (if you are not our client)
  • Passport or eID card

Useful links

Pricelist
Rules

Get money for your needs easy and quickly!

See also: Become a customer, Credit cardsLoan for property purchase without collateral, Loan for car purchase, Banking packages