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Consumer loan

Consumer loan. The summer is as hot as your ideas? Bring them to life!

Consumer loan. The summer is as hot as your ideas? Bring them to life!
  • Annual interest rate from 8.5%
  • No loan agreement fee is applied for a loan amount over €3000

 
Offer valid for loan applications submitted from 20.06.2022 to 21.08.2022.
Apply for a loan now
See what I can afford

Consumer Loan

With the Luminor consumer loan, you no longer need to put off a much-awaited purchase.

  • Annual interest rate from 8.5%*
  • No loan agreement fee is applied for a loan amount over €3 000*
  • Loan amount from €1 000 to €15 000
  • Agreement can be signed remotely
  • No down payment required
  • Loan repayment term from 12 to 60 months

* Offer valid for loan applications submitted from 20.06.2022 to 21.08.2022.

Consumer credit calculator New

Consumer Loan Calculator

EUR
month

Monthly installment

EUR
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Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
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Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Loan agreement fee
EUR
Current account maintenance fee
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Current account maintenance fee of current account according to the Bank pricelistTap to close

EUR
Total repayment amount
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Total repayment amount means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs, which you are required to pay in connection with the loan agreement and which are known to the creditor).Tap to close

EUR
Fixed annual interest rate
%
Annual percentage rate (APR)
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Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

EUR
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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

EUR
?

Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

EUR
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Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Consumer loan: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 7 000 60 months 8.5 % € 0 € 1.30 € 8 695.20 € 143.62 9.26 %
The result is informative and based on an approximate calculation.

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the agreement remotely

Receive funds in your account right after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 450 per month (after taxes)

Documents to apply

Our cooperation partners and financing conditions

Learn more

Useful links

Apply, sign and get your consumer loan from home

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See our other products

Real estate purchase or repair loan

 Learn more

Car Loan
 

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Car Leasing
 

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