We use cookies to make your browsing experience better. Agree and share a cookie with us!

Customer support
Contacts
Consumer loan

Spring Offer for Consumer Loan

Spring Offer for Consumer Loan
  • €0 loan agreement fee*
  • Loan amount from €1 000 to €15 000
  • Fixed interest rate starting from 9% per year throughout the loan agreement period

 
* The offer is valid for the loan applications submitted from 20.03 to 02.04.2023.
Apply for a loan now
See what I can afford

With the Luminor consumer loan, you no longer need to put off a much-awaited purchase

Annual interest rate from 9 %

Fixed throughout the loan agreement period

Loan agreement fee

1.5 % from loan amount (min €60)

Application can be submitted remotely

With qualified Smart-ID, Mobile-ID, or eID

Loan repayment term

From 12 to 60 months

No down payment required

And receive funds in your account right after signing the agreement

Apply

Consumer credit calculator New

Consumer Loan Calculator

EUR
month

Monthly installment

EUR
?

The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
?

The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

EUR
Loan agreement fee
EUR
Current account maintenance fee
?

The fee according to the Bank’s pricelistTap to close

EUR
Total repayment amount
?

The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

EUR
Fixed annual interest rate
%
Annual percentage rate (APR)
?

The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
EUR
EUR
EUR

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

Apply now Change
The displayed result is informative and based on the approximate calculation.

Additional info

Representative example: Consumer loan

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 5 000 60 months 10.5 % € 0 € 1.30 € 6 526.20 € 107.47 11.60 %
The result is informative and based on an approximate calculation.

See our other products

Loan for home renovation

 Learn more

Car Loan
 

 Learn more

Loan for improving home energy efficiency
 

 Learn more

Luminor loan payment insurance – for your peace of mind

Learn more

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the agreement remotely

Receive funds in your account right after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents to apply

Useful links