Consumer Loan | Luminor
Consumer Loan

If you need the funds for some bigger purchase, home acquisition or renovation or a new car, choose well considered borrowing – Luminor consumer loan.

Assess the benefits

Representative example

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 6,000 5 years 11 % EUR 90 EUR 1 EUR 7977 130.45 12.68 %

Apply for the consumer loan


Find out your creditworthiness

To qualify for the Consumer loan, your need to satisfy the following requirements:

  • min. age – 21 year
  • positive credit history
  • monthly income – at least EUR 350 after taxes

You can use the calculator to find out your creditworthiness.


Fill out the application

Fill out the application


Receive the answer

After the submission of application we will contact you within a single business day to agree on further steps


Enter into agreement

After entering into the agreement the money will be credited on your account immediately. A loan agreement can also be entered remotely – during a telephone conversation or by approving an agreement in the Internet-bank

Necessary documents

  • Credit application
  • Account overview for the last 6 months (if you are not our client)
  • Passport or eID card

Useful links


Get money for your needs easy and quickly!

See also: Become a customer, Credit cardsLoan for property purchase without collateral, Loan for car purchase, Banking packages