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Consumer loan

Consumer loan

Consumer loan
  • Loan amount from €1 000 to €15 000
  • No down payment required
  • Loan agreement fee 1.5 % from loan amount (min €60)
Apply for a loan now
See what I can afford

Consumer Loan

With the Luminor consumer loan, you no longer need to put off a much-awaited purchase.

  • Annual interest rate from 9 %
  • Loan amount from €1 000 to €15 000
  • Loan agreement fee 1.5 % from loan amount (min €60)
  • Agreement can be signed remotely
  • No down payment required
  • Loan repayment term from 12 to 60 months

Consumer credit calculator New

Consumer Loan Calculator

EUR
month

Monthly installment

EUR
?

The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
?

The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

EUR
Loan agreement fee
EUR
Current account maintenance fee
?

The fee according to the Bank’s pricelistTap to close

EUR
Total repayment amount
?

The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

EUR
Fixed annual interest rate
%
Annual percentage rate (APR)
?

The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
EUR
EUR
EUR

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Consumer loan: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€5 000 60 months 10 % €75 €1.30 €6 527.40 €106.24 11.78 %
The result is informative and based on an approximate calculation.

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the agreement remotely

Receive funds in your account right after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents to apply

Our cooperation partners and financing conditions

Learn more

Useful links

Apply, sign and get your consumer loan from home

Apply for loan

See our other products

Real estate purchase or repair loan

 Learn more

Car Loan
 

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Car Leasing
 

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