Terms and conditions of Luminor Bank AS which apply to Service agreements, within which an account with letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx) in number is opened, managed or serviced, or which specify that primarily an account with such a number is to be used for settlement:
General Terms and Conditions
Rules on use of remote access instruments
Financial Instrument Account Opening and Maintenance Rules
Payment Rules
Term deposit Account Opening and Maintenance Rules
Correspondent banks
Rules For Regular Invoice Payment
Easy login service rules
Terms and conditions of Luminor Bank AS which apply to Service agreements within which an account with letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx) in number is opened, managed or serviced, or which specify that primarily an account with such a number is to be used for settlement:
General Terms and Conditions for Current Accounts
General Terms and Conditions for Savings Deposit
General Terms and Conditions for Term Deposit accounts
General Terms and Conditions on Daily Banking Package
General Terms and Conditions on Business Packages
General conditions on Nordea Electronic Banking System
General Terms and Conditions on Opening and Servicing Securities Accounts
General Terms and Conditions for Payment Cards:
for account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx)
Account Maintenance and Card Usage Rules
for account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Terms for Stockmann Mastercard
Conditions for Savings account of points
General Terms and Conditions for legal entities for International Business Mastercard and International Maestro Cards
General Terms and Conditions for International Mastercard and International Maestro Cards
General Terms and Conditions for international Mastercard Platinum credit card
Background information on the protection of the state-guaranteed deposits
General Terms and Conditions of the Financial Leasing in Latvian/English
General Terms and Conditions of the Operating Leasing in Latvian/English
AAS BALTA insurance agreement general rules AAS BALTA No. 04 (LV)
AAS BALTA extended risk coverage insurance agreement for physical persons rules No. 1202.402 (LV)
Client’s complaints review process (LV)
Terms and conditions of general civil liability insurance of individuals AAS BALTA NO. 5202.02
Luminor Līzings SIA rules for ground transportation insurance (LV)
Insurance brokerage (LV)
AAS BALTA ground transportation basic risks insurance rules No.2101.302 (LV)
AAS BALTA ground transportation extended risks insurance rules No.2101.402 (LV)
AAS BALTA ground transportation complete risk insurance rules No.2101.502 (LV)
Supplement to AAS BALTA ground transportation insurance rules No. 2101.402 and No. 2101.502 (car replacement) (LV)
Supplement to AAS BALTA ground transportation insurance rules No. 2101.402 un No. 2101.502 (road assistance) (LV)
Clients complaints review (LV)
For account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx):
Application for Issue of Guarantee
Application for Issue of Guarantee (in accordance with Rules for Issue of Guarantees)
Application for amendments to the provisions of the Guarantee
Application for amendments to the provisions of the Guarantee (in accordance with Rules for Issue of Guarantees)
Rules for Issue of Guarantees
For account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Application for Issue of Guarantee
Application for Issuance of Guarantee against Cash Collateral
General Terms and Conditions on Issuance of Guarantees
Online Guarantee Application
ERGO Pricelist LV
Information about Income Tax for Individuals
Basic information on life insurance for family protection LV
For account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Key Information Document about Investment Funds (N) LV
Pamatinformācijas dokuments par kredītņēmēja dzīvības apdrošināšanu (N) LV
For account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx)
Key Information Document about Investment Funds (D) LV
Key Information Document (Borrower’s life insurance) (D) LV
General Terms for Life Insurance – Guaranteed Savings LV
Terms for Life Insurance with Endowment Funds – Dynamic savings LV
Key Information Document (Guaranteed Savings) LV
Key Information Document (Dynamic Savings) LV
General Terms and Conditions for Payment Cards:
for account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx)
Account Maintenance and Card Usage Rules
Card Acceptance Rules
Cards Acceptance Rules (Appendix)
Contactless payments
Secure use of payment cards
Cash pay-out in the stores (in Latvian and Russian)
for account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Terms for Stockmann MasterCard
Conditions for Savings account of points
General Terms and Conditions for legal entities for International Business MasterCard and International Maestro Cards
General Terms and Conditions for International MasterCard and International Maestro Cards
General Terms and Conditions for international MasterCard Platinum credit card
Background information on the protection of the state-guaranteed deposits
Purchase insurance terms and conditions as well as risk coverages for credit cards linked to “RIKO” accounts (Visa Gold, MC Gold, Visa Platinum, Visa Business, MC Business)
Purchase insurance terms and conditions as well as risk coverages for credit cards linked to “NDEA” accounts (MasterCard Debit, Mastercard Credit, Mastercard Gold, Mastercard Platinum)
What to do, if the insured event occurs
Real estate valuators in Latvian
Movable property valuators in Latvian
Luminor Bank JSC Collateral Insurance Requirements for Corporate Customers valid from 2018 05 15
Luminor Bank JSC Collateral Insurance Requirements valid from 2018 05 15
AAS BALTA insurance agreement general rules AAS BALTA No. 04 (LV)
AAS BALTA basic risk coverage insurance agreement for physical persons rules No. 1202.302 (LV)
AAS BALTA extended risk coverage insurance agreement for physical persons rules No. 1202.402 (LV)
AAS BALTA complete risk coverage real-estate insurance agreement for physical persons rules No. 1202.502 (LV)
Client’s complaints review process (LV)
Supplement No. 1202.601 to AAS BALTA real estate insurance agreement for physical persons (home assistance) (LV)
If P&C Insurance apdrošināšanas līguma vispārējie noteikumi Nr. 003.1 (LV)
If P&C Insurance Mājokļu apdrošināšanas noteikumi Nr. PI 11.7. (LV)
If P&C Insurance Privātpersonu vispārējās civiltiesiskās atbildības apdrošināšanas noteikumi Nr. 12.6 (LV)
For account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx)
Real estate insurance requirements for individuals valid until 2018 05 14
For account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Real estate insurance requirements for individuals valid until 2018 05 14
For account numbers containing letters “RIKO” (LVxxRIKOxxxxxxxxxxxxx)
VISA Classic un MC Standard
VISA Gold un MC Gold
VISA Platinum
VISA Business un MC Business
What to do if an accident has occurred?
For account numbers containing letters “NDEA” (LVxxNDEAxxxxxxxxxxxxx)
Mastercard Gold (in Latvian)
Mastercard Credit and PINS card (in Latvian)
Mastercard Platinum (in Latvian)
Mastercard Business (in Latvian)
Travel Insurance Claim Form (in Latvian)
Previous versions of the rules
General Terms and Conditions, effective till 25.06.2015
General Terms and Conditions, effective till 30.09.2017
Account Maintenance and Card Usage Rules, effective till 25.06.2015
Rules on use of remote access instruments, effective till 02.12.2015
Rules on use of remote access instrument, effective till 01.10.2017
Financial Instrument Account Opening and Maintenance Rules, effective till 01.10.2017
Financial Instrument Account Opening and Maintenance Rules, effective till 01.10.2017
Term Deposit Account Opening and Maintenance Rules, effective till 02.05.2017
Term Deposit Account Opening and Maintenance Rules, effective as from 01.02.2016
Term Deposit Account Opening and Maintenance Rules, effective till 01.10.2017
Term Deposit Account Opening and Maintenance Rules, effective till 12.11.2017
Payment Rules, effective till 31.12.2014
Payment Rules, effective till 25.06.2015
Payment Rules, effective till 01.10.2017
Regulations for automatic payment of bills, effective till 31.12.2014
Virtual Branch Usage Rules, effective till 20.01.2015
Account Maintenance and Card Usage Rules, effective till 22.02.2015
Account Maintenance and Card Usage Rules, effective till 31.01.2016
Account Maintenance and Card Usage Rules , effective 01.10.2017
Rules of Regular Invoice Payment, effective till 25.06.2015
Rules For Regular Invoice Payment, effective till 01.10.2017
Card Acceptance Rules, effective till 09.06.2016
Card Acceptance Rules, effective till 01.10.2017
Cards Acceptance Rules, effective till 01.10.2017
Cards Acceptance Rules (Appendix) - The projected volumes of Interchange Fees and fees imposed by Payment Card Organisations, effective 01.10.2017
Rules for Issue of Guarantees, effective till 01.10.2017
Easy login service rules, effective till 01.10.2017