Unsecured Loan for SMEs | Luminor

Those who succeed, MUST continue!

In cooperation with ALTUM, Luminor offers unsecured loans of up to EUR 75,000 subject to the owner’s guarantee only.

The loan is aimed at SMEs, which are financially stable yet unable to provide sufficient collateral, or there are any other specific factors that limit their financing options (e.g. purchase of certain equipment, which is not accepted as collateral by the bank.


Is my company eligible to receive an unsecured loan?

  • I am a small or medium entrepreneur
  • My company has not exceeded the received de minimis state support of EUR 200,000 over the last three fiscal years (if operating in the freight forwarding industry – EUR 100,000)
  • Other conditions in which state aid is not available

For what purposes can a company get a loan?

  • Purposeful business development
  • Current assets financing
  • Acquisition of specific equipment or other fixed assets

What services are available?

  • Credit line (minimum loan amount EUR 2,000)
  • Investment loan (minimum loan amount EUR 10,000)

Useful sites

​ Loan application in Latvian
 Credit (Loan) Disbursement Request

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