In cooperation with ALTUM, Luminor offers unsecured loans of up to EUR 75,000 subject to the owner’s guarantee only.
The loan is aimed at SMEs, which are financially stable yet unable to provide sufficient collateral, or there are any other specific factors that limit their financing options (e.g. purchase of certain equipment, which is not accepted as collateral by the bank.
Financially more favorable conditions
Lower interest rates than those applicable to unsecured overdraft
No property valuation, mortgage registration, notary or similar expenses
No need for collateral but the shareholder's guarantee
Quick and easy loan administration: automatic state guarantee issuance for relevant transactions, no wasted time for mortgage registration, valuations etc.
Is my company eligible to receive an unsecured loan?
I am a small or medium entrepreneur
My company has not exceeded the received de minimis state support of EUR 200,000 over the last three fiscal years (if operating in the freight forwarding industry – EUR 100,000)