Investment Loan for Farmers | Luminor

Investment Loan for Farmers

Investment Loan for Farmers

Investment Loan for Farmers

Increase your farm capacity through long-term investment financing

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Why choose Investment Loan for Farmers?

Develop smooth growth for your farm with favorable conditions for farmers
Flexible financing conditions and the possibility to finance several stages of investments
Clear and fixed conditions up to 25 years

Conditions

Up to 25 years for agricultural land plot acquisition projects
Minimum loan amount is 10,000 EUR
Maximum amount up to 80% of total project costs in the case of land acquisition
Suitable collateral includes a pledge on real estate or farmland, or guarantees.
A specific schedule might be set (quarterly or annually)

How can you obtain an Investment Loan for Farmers?

Prepare your business plan
Prepare a business plan outlining your development goals, the required resources and current projects and payment dates
Submit an application online
Wait for an answer
We will assess your application and contact you with our decision and details on how much we can lend you
Sign the agreement
We may ask you to pledge and insure your property
Money disbursement
The money will be transferred to account

Apply

The needed documents

Completed application form
Financial accounts from the last two years. Please include balance, profit-loss statement and cash-flow statement
Documents which grant you the right to use the land (certificate of ownership, lease agreement or crop declarations)
You may also be requested to provide additional details and/or documents

Useful links

Loan application
Loan application online
Price list
Property valuators
Credit (Loan) Disbursement Request
LIAA co-financing options
ALTUM guarantees

Small and medium-sized businesses can apply for EIB supported financing – loans with reduced % interest rates

You can develop a thriving and successful farm business