Savings Account

Save the easy way – open a savings account

Save the easy way – open a savings account

  • Transfer your savings remotely to Luminor and start earning in your savings account
  • Receive an annual rate of 1.65 %*

Get started easily
Whether you’re saving money for your future or for a special purchase, a savings account allows you to build your savings by making small regular deposits. Start earning interest from as little as EUR 10.

Set flexible goals
The savings account has no term – save as long as needed to reach your goal.

Avoid impulsive purchases
Funds accumulated in the savings account are available at any time most convenient for you. Apply for payout at least 7 days in advance and receive your savings without a fee.**

Salīdzini iespējas uzkrāt un vairot līdzekļus

Mēs rekomendējam!
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Krājkonts
Uzglabā un izņem līdzekļus vienkārši un droši, vienlaikus pelnot procentus par konta atlikumu
Mēs rekomendējam!
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Termiņnoguldījums
Noguldi konkrētu naudas summu uz noteiktu termiņu un pelni ar fiksētu procentu likmi
Minimālā sākuma summa
Minimālā sākuma summa10 EUR
Minimālā sākuma summa100 EUR
Procentu likme
Procentu likmeFiksēta*
Procentu likmeFiksēta, atkarīga no termiņa
Iemaksa
IemaksaJebkāda summa jebkurā laikā
IemaksaViena, atverot termiņnoguldījumu***
Termiņš
TermiņšNeierobežots
TermiņšNo 3 mēnešiem līdz 5 gadiem
Līdzekļi pieejami
Līdzekļi pieejamiPēc 7 kalendārajām dienām**
Līdzekļi pieejamiUzkrātie procenti tiek izmaksāti reizi mēnesī vai noguldījuma beigās kopā ar pamatsummu
* The annual interest rate is calculated according to the amount in the account each day; accrued interest is paid out monthly.
** To access funds sooner than 7 calendar days after making the request, a fee is charged according to the pricelist: 0.5% of the amount, min. EUR 5.
*** You can have multiple term deposits with different terms and rates.
Important! In the case of unavailability of deposits, the Guarantee Fund of the Republic of Estonia provides guaranteed compensation in the amount of the deposit, but not more than EUR 100 000 per depositor. More information is available here.

How to open a savings account

Log into your internet bank

Submit your application – go to Deposits and investments / Deposits / Open new savings

Make a payment to your new savings account or set up regular payments

Open your savings account in person

Become a customer