To make your home more self-friendly and also environmentally friendlier, improve its energy efficiency by installation of air ventilation system, heat pumps, wind turbines and solar panels, including connection to network; batteries for storage of produced energy and electric car charging equipment. Investing in these solutions is a contribution to a more sustainable future.
- Loan amount from € 4 000 to € 30 000
- Loan term from 12 up to 120 months
- Annual interest rate from 5.9 %
- Chance to receive a partial refund as a grant under MoEPRD support programm
- Loan agreement fee: 1% from loan amount (min €60)
- Loan can be repaid before maturity without additional commission fees
- No down payment required
- The following information should be submitted before entering into the loan agreement:
1) an estimate made by the contractor of the solar panel or energy efficiency improvement works regarding the costs of the project, or a mutually concluded agreement on the work performance;
2) a statement that the customer or the spouse of the customer owns the real estate (information can be obtained from the Latvian State Portal latvija.lv).
Ownership certification is not required if the solar panels are to be installed outside the building, e.g. in the field (an estimate of the works or an agreement with the contractor is still required).
If you need funds to purchase a summer house, a land plot for garden, a parking lot, a garage etc. or for home repair, choose a Luminor loan for real estate purchase or repair. You can also use Luminor financing to make your home more energy efficient - by replacing windows or doors, insulating walls or doing other things to improve the energy efficiency of your home!
- Annual interest rate from 7.9%
- Loan amount from € 2 000 to € 30 000
- Loan agreement fee: 1.5% from loan amount (min €60)
- Without downpayment or pledge
- You can conclude an agreement remotely