A small change can make a big difference

If you need funds for purchase of summer house, land plot for garden, parking lot, garage etc. or for home repair, choose a Luminor consumer loan for renovation and property acquisition now with a special offer. Valid from 12.07.2021 until 15.08.2021.

• EUR 0 agreement fee
• Loan amount from EUR 2000 to EUR 20000
• Interest rate from 7.5 % to 10 % for all amounts from EUR 5000
• Property registration within 60 days after entering into the agreement
• No real estate valuation required
• Without the real estate pledge or down-payment

Loan amount must not be higher than value of owned real estate in the Land Registry.

Consumer credit calculator New

Renovation and property acquisition loan calculator

• Monthly payment
• How much you can borrow?

Loan type

• Consumption needs
• For renovation and property acquisition
• For car purchase

Loan amount*

EUR

Loan term*

month

Your estimated monthly payment:

EUR

?

Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount

EUR

Total interest paid

?

Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR

Agreement fee

EUR

Account maintenance fee

?

Minimum fee for maintenance of current account according to the Bank pricelistTap to close

EUR

Total payment sum

?

Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs, which you are required to pay in connection with the loan agreement and which are known to the creditor).Tap to close

EUR

Annual interest rate (fixed)

%

Annual percentage rate

?

Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

%

How much you can borrow?

The displayed result is informative and based on the approximate calculation.

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Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for

• Just me
• With a guarantor

?

Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

Monthly income after tax EUR

?

The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

Monthly payment for existing liabilities EUR

?

Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

Total liabilities EUR

?

Number of children under 18 years or adults under legal custody in your household. Tap to close

Number of dependants 01234567

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:

EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

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