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Consumer loan for home renovation or purchase

A small change can make a big difference

A small change can make a big difference
  • Convenient remote journey – from application to payout
  • Completely transparent pricing – no hidden fees
  • We are there to guide you along the process
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See what I can afford

For renovation and property acquisition

If you need funds for purchase of summer house, land plot for garden, parking lot, garage etc. or for home repair, choose a Luminor consumer loan for renovation and property acquisition.

Loan amount must not be higher than value of owned real estate in the Land Registry

Consumer credit calculator New

Renovation and property acquisition loan calculator

Loan type
EUR
month

Your estimated monthly payment:

EUR
?

Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
?

Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Agreement fee
EUR
Account maintenance fee
?

Minimum fee for maintenance of current account according to the Bank pricelistTap to close

EUR
Total payment sum
?

Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs, which you are required to pay in connection with the loan agreement and which are known to the creditor).Tap to close

EUR
Annual interest rate (fixed)
%
Annual percentage rate
?

Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

%
The displayed result is informative and based on the approximate calculation.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
?

Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

EUR
?

The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

EUR
?

Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

EUR
?

Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Representative example

Loan amount Loan maturity Annual fixed interest rate Agreement fee Minimum monthly bank service fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 10,000 84 months 11 % EUR 150 EUR 1 EUR 14,616.48 EUR 171.22 12.33 %

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through next steps

Sign the loan agreement remotely

Receive funds to your account and make your desired purchase

In case you purchased a real estate, register your property within 60 days after entering into the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 400

Documents to apply

  • Loan application
  • Passport or eID card
  • We’ll inform you if we need any additional documents

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