Save money and time. Luminor Internet bank is available 24/7 and offers many services cheaper than in custumer service center.

Why choose internet bank?

Easy to manage accounts and transfers

  • Manage accounts of several natural or legal persons
  • View account balances
  • Access, print or download account statements as a file (*.pdf, *.csv)
  • Make transfers in euros and other currencies
  • Pay utility service fees
  • Set a regular payments in euro currency
  • Import payment in ISO and FiDAViSta format

Filling-out applications and agreements

  • Order e.invoices
  • Place a deposit
  • Access the information on your current loans, deposits, leasing, or e.invoice agreements or securities
  • Apply for consumer loan, leasing
  • Apply for insurance products
  • Apply for a payment card

Fast and secure access to other systems

  • Self-service websites of telecommunication companies Lattelecom, LMT
  • Self-service websites of insurance companies ERGO, Balta.
  • State and municipal service websites,,
  • Enterprises register Lursoft
  • E-invoice systems of AS Sadales tīkls, Latvenergo, AS Fitek

Luminor Internet bank and mobile bank authentication tools


  • Simple and secure way to authenticate yourself online 
  • You can use it with your Internet Bank and Mobile Bank
  • Great code calculator alternative for smart phone users
  • It is for free
To enhance the security of your data, we may ask to enter your personal identity number when you access the internet bank with Smart-ID. Please use following format xxxxxx-xxxxx

Code calculator

  • Secure way to log into your Internet Bank and Mobile Bank
  • Price – according to the price list

 Digipass 270. Usage instruction

How to conclude internet bank agreement remotely?

To conclude Luminor Internet bank agreement remotely please complete the “Know Your Customer” questionnaire. How to complete "Know Your Customer" questionnaire?

After completing, save it in PDF format, sign with the electronic signature

Send the document to e-mail address

After checking the information the bank’s specialist will contact you to agree a time to perform video identification

How do I get an electronic signature?

  • Do you have a Basic Smart‑ID account? Watch a video tutorial on how to convert it to a Smart‑ID Qualified Electronic Signature (QES) in the Smart‑ID app within a couple of minutes

What does it take to conclude internet bank agreement remotely?

  • You are 18 years old with a passport or ID card
  • Phone or PC with high resolution camera and microphone
  • Fast and stable internet connection
  • Web browsers: Google Chrome, Mozilla Firefox, Apple Safari or Opera
  • Operating system: Windows, macOS or Android

Start using Internet banking today!

See also:

Mobile Banking

Learn more

Digital Bank

Learn more


Learn more

Remote channels

Learn more