Idea Loan | Luminor

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Idea Loan

If you need funds to improve the interior design, pay the tuition fees, finance your trip, buy a car or attain another goal you always can take out a loan from us – your real estate will serve as secure collateral!

Assess the benefits

Housing Loan Calculator

Calculate monthly loan payment and
check your borrowing power

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Real estate purchase price or total costs of renovation / construction works.Tap to close

EUR
EUR
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The part of the cost which you are going to cover using your own funds.Tap to close

%
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Provisional annual interest rate. You will be informed about the exact interest rate after submitting the form.Tap to close

%
years
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In case the Annuity repayment schedule is chosen your monthly credit payments will be the same throughout the credit repayment period. In case the Linear repayment schedule is chosen your monthly credit payments will be higher at the beginning of the repayment period and smaller at the end of the repayment period.Tap to close

Loan repayment schedule type

Estimated monthly payment: EUR

Loan amount: EUR

The displayed result is informative and based on the approximate calculation.

Provide the below requested information to check how much you can borrow.

Number of borrowers
EUR
EUR
EUR

Favourable amount for new loan: EUR

Indicative monthly loan payment: EUR

The displayed result is informative and based on approximate calculation.
Please press "Apply now" to receive an offer from us. If you’d like to change loan conditions, press “Change”

Apply now Change

Payment schedule table

Payment No.InstallmentInterest amountLoan repayment amountLoan balance

Until the implementation of your ideas - only a few steps

1

Find out your loan options

To find out the loan options use the calculator, visit the Customer Service Center to get a consultation or call 1880.

2

Fill out the application and prepare the required documents

Apply here and we will contact you during the day. The application can also be filled in any Customer Service Center

3

See our proposal

  • It will list the principal lending terms and conditions we definitely can find an agreement on
  • Sign the loan agreement with the Bank

4

Get insurance against various troubles

  • Take care about the protection of your family by choosing the borrower’s life insurance
  • Protect your dwelling by executing the dwelling insurance

5

Carry out the pledge registration

  • Submit and obtain documents to/from the Land Register office on the purchase of dwelling and the pledge registration
  • We are always ready to assist in preparation of the required documents within the framework of Hipo+ service

6

Congratulations - realize your plans!

  • We will transfer the money to your account
  • Please, remember that we are always ready to give you a hand

Necessary documents

  • Credit application
  • Passport or ID
  • Account review for the last 6 months (if you are not our client)
  • Price estimate of the real estate serving as a security deposit (link to the service)

Useful links

Real estate evaluators
Real Estate Collateral Insurance Requirements for Private Individuals
General information on loans secured by a real estate mortgage
Pricelist
Loan application
Rules
Interest rates

A loan for every need and dream!

Arrange meeting

See also: Become a customer, Consumer loan, Real estate insurance, Banking packages