Idea loan: representative examples
Loan amount | Loan repayment term | Loan agreement fee | Bank annual interest rate of 2.05% + 3-month Euribor* | Minimum monthly account maintenance fee | Monthly instalment | Total repayment amount | Mortgage registration in the land register | Annual percentage rate (APR) |
---|---|---|---|---|---|---|---|---|
€ 40 000 | 10 years | € 200 | 5.02 % | € 1.30 | € 429.79 | € 51 931.26 | € 55 | 5.57 % |
* A variable 3-month Euribor rate of 2.97 % per year, effective as at 10 March 2023, is used in the calculation. The fixed part of the rate is indicated for information only and may vary from case to case.