Idea Loan

Idea Loan – your plans can be fulfilled easier

Idea Loan – your plans can be fulfilled easier

  • Loan for implementation of an idea by pledging one’s own real estate
  • Lower interest rate as compared to a consumer loan
  • Loan amount from € 10 000

Idea loan benefits

  • Long repayment term – up to 20 years
  • Maximum loan amount up to 70% from your real estate market value
  • Repair, renovate or overhaul an existing property without reports and cash monitoring
  • Acquire another property, e.g. country house, summer cabin or land

The path to your new home

Fill in the application and submit documents online

Receive a call from our advisor to guide you through the next steps

Get a loan offer and introduction to the loan details in a call with our advisor

Sign loan agreement remotely

As soon as transaction will be registered in land register, we will transfer money to your account

Requirements to apply

  • You are at least 21 years old
  • You have a regular monthly income of at least EUR 560
  • You have a combined monthly income of at least EUR 965 if you apply with a guarantor and you don’t have any dependents

Documents to apply

Your property gives you new possibilities!

See our other products

For renovation and property acquisition

Learn more

Consumer Loan

Learn more

Housing Loan

Learn more