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Car loan

Car loan
  • Annual interest rate from 8.5 %
  • Loan agreement fee: 1.5 % from loan amount (min €60)
Apply for a loan now
See what I can afford

Car loan

Thinking of buying a car or a motorcycle? With Luminor, the road is wide open.

  • Annual interest rate from 8.5 %
  • Loan agreement fee: 1.5 % from loan amount (min €60)
  • Loan amount from €2,000 to €20,000
  • No down payment
  • Car not used as collateral
  • Offer for insurance so that in case of accident the loan will not become a burden

Consumer credit calculator New

Car Loan Calculator

EUR
month

Monthly installment

EUR
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The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
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The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

EUR
Loan agreement fee
EUR
Current account maintenance fee
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The fee according to the Bank’s pricelistTap to close

EUR
Total repayment amount
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The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

EUR
Fixed annual interest rate
%
Annual percentage rate (APR)
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The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

EUR
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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

EUR
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Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

EUR
?

Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

Apply now Change
The displayed result is informative and based on the approximate calculation.

Additional info

Representative example: Car loan

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 9,000 84 months 8.90 % €135 €1.30 €12,369.60 €144.35 10.11 %
The result is informative and based on an approximate calculation.

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the car loan agreement remotely

Receive funds in your account and buy your car

Register your car within 60 days after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents

  • Loan application
  • Passport or eID card
  • We’ll inform you if we need any additional documents

Our cooperation partners and financing conditions

Learn more

Useful links

Apply, sign and get your car loan remotely

Apply for loan

Choose the right solution for you

 

Car loan 

Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Interest rate Starting from 7.5% Starting from 1.89% 
Used car valuation Not needed Needed
Car age limit No limit Not older than 13 years at the end of the lease
KASKO insurance Not mandatory (but recommended) Mandatory
Ownership On customers name On creditors name
  Apply for a loan Apply for leasing

See our other products

Car leasing

 Learn more

Consumer loan

 Learn more

For renovation and property acquisition

 Learn more