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Car loan offer for your springtime travels

Car loan offer for your springtime travels
  • Annual interest rate from 7.9% to 11%
  • 100% discount on the loan agreement fee

 
Offer valid for loan applications approved from 04.04.2022 to 31.05.2022.
Apply for a loan now
See what I can afford

Car loan

Thinking of buying a car or a motorcycle? With Luminor, the road is wide open.

  • Annual interest rate from 7.9% to 11%*
  • Loan agreement fee €0*
  • Loan amount from €2,000 to €20,000
  • No down payment
  • Car not used as collateral
  • Offer for insurance so that in case of accident the loan will not become a burden

* Special offer for loan applications approved from 04.04.2022 to 31.05.2022.

Consumer credit calculator New

Car Loan Calculator

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month

Monthly installment

EUR
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Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount
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Total interest paid
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Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Loan agreement fee
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Current account maintenance fee
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Current account maintenance fee of current account according to the Bank pricelistTap to close

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Total repayment amount
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Total repayment amount means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs, which you are required to pay in connection with the loan agreement and which are known to the creditor).Tap to close

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Fixed annual interest rate
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Annual percentage rate (APR)
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Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

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The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

EUR
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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

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Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

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Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Car loan: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 5 000 48 months 8.9 % € 0 € 1.30 € 6 023.52 € 124.19 9.87 %
The result is informative and based on an approximate calculation.

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the car loan agreement remotely

Receive funds in your account and buy your car

Register your car within 60 days after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 450 per month (after taxes)

Documents

  • Loan application
  • Passport or eID card
  • We’ll inform you if we need any additional documents

Our cooperation partners and financing conditions

Learn more

Useful links

Apply, sign and get your car loan remotely

Apply for loan

Choose the right solution for you

 

Car loan 

Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Interest rate Starting from 7.5% Starting from 1.89% 
Used car valuation Not needed Needed
Car age limit No limit Not older than 13 years at the end of the lease
KASKO insurance Not mandatory (but recommended) Mandatory
Ownership On customers name On creditors name
  Apply for a loan Apply for leasing

See our other products

Car leasing

 Learn more

Consumer loan

 Learn more

For renovation and property acquisition

 Learn more