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Car loan

Car loan

Car loan
  • Loan amount from €2 000 to €20 000
  • Fixed interest rate throughout the loan agreement period
  • Car not used as collateral
Apply for a loan now
See what I can afford

Thinking of buying a car or a motorcycle? With Luminor, the road is wide open!

- Annual interest rate from 7.9 %
- Loan agreement fee 1.5 % from loan amount (min €60)
- Loan repayment term from 12 to 84 months
- No down payment required
- For your peace of mind - loan payment insurance

Car loan

Consumer credit calculator New

Car Loan Calculator

EUR
month

Monthly installment

EUR
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The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
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Total interest paid
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The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

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Loan agreement fee
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Current account maintenance fee
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The fee according to the Bank’s pricelistTap to close

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Total repayment amount
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The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

EUR
Fixed annual interest rate
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Annual percentage rate (APR)
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The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
EUR
EUR
EUR

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Representative example: Car loan

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 7 000 72 months 10 % €105 €1.30 €9 535.56 €129.68 11.49 %
The result is informative and based on an approximate calculation.

Choose the right solution for you

 

Car loan 

Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Interest rate Starting from 7. 9 % per year Starting from 2.29 % + 3-month Euribor
Used car valuation Not needed Needed
Car age limit No limit Not older than 13 years at the end of the lease
KASKO insurance Not mandatory (but recommended) Mandatory
Ownership On customers name On creditors name
  Apply for a loan Apply for leasing

See our other products

Consumer loan

 Learn more

Car leasing

 Learn more

A green car loan

 Learn more

Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the car loan agreement remotely

Receive funds in your account and buy your car

Register your car within 60 days after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents

  • Loan application
  • Passport or eID card
  • We’ll inform you if we need any additional documents

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