Smart‑ID | Luminor

It is a convenient and fast way to connect and confirm payments in one's internet bank, access e-services and sign documentation.

  • Download and use free of charge.
  • Only a smartphone and internet connection needed.
  • Create two PIN codes – one to connect and the other to confirm payments. You will be the only one, who will know them. Do not disclose them to anyone! The bank will never ask you to disclose them.

Types of Smart-ID

  • Smart-ID Basic you can use to perform operations in Luminor's and other banks' internet banks.
  • Smart-ID Qualified Electronic Signature (QES) intended not only to make using of the internet bank more convenient, but also can be used as your electronic signature, when you sign agreements and confirm requests with other enterprises too.

Smart-ID app's biometric identification

If you are a user of a Smart-ID Basic account, but would like to have at your disposal a yet wider array of possibilities, use the Smart-ID remote registration method (biometric identification) and transform Smart-ID Basic into Smart-ID Qualified Electronic Signature account within a couple of minutes. Watch the video on how to accomplish it already today easy and fast. You can use this method from the age of 18.
Use this method also, if you need to restore your Smart-ID account, when its validity terms have ended or the phone needs to be changed and Smart-ID must be installed onto another phone.

Security comes first

  • To enhance the security of your data, we may ask to enter your personal identity number when you access the internet bank with Smart-ID. Please use following format xxxxxx-xxxxx.
  • Please confirm login in internet bank and payment only if you have initiated this action yourself in the internet bank or mobile bank.
  • Always check if the safety code that appears in your internet bank or mobile bank matches the code you see in your Smart-ID App.
  • Be careful and pay attention to every safety code you confirm!

How to get a Smart-ID account?

How to log in to Luminor|DNB Internet bank by Smart‑ID after data migration?

How to create Smart-ID account?


Download Smart-ID app free of charge


Register with

  • Smart-ID Basic – using the code calculator Digipass 260/270.
  • Smart-ID Qualified Electronic Signature:
    - Using the biometric identification method
    - Using eSignature (eID card and eID card reader required)
    - In person at Customer Service Center


Log in

Log in to Luminor|DNB internet bank or mobile bank and select the login method – Smart-ID



Use one of the easiest, fastest and safest ways to authenticate yourself into internet bank or mobile bank

Become a customer remotely


Useful links

Smart-ID FAQ
What to do when Smart-ID account is about to expire?
How to upgrade existing Smart-ID Basic account to the Qualified Electronic Signature? (YouTube video)

Smart-ID customer service

+371 676 65001