Leasing on friendly conditions

Interest rate from
2,14 % + 3-month Euribor

Funding from 8 000 €

Funding up to 90 % of the purchase price of the car

Financial or operational leasing for acquisition of new and used cars

Terms and conditions

Interest rate from 2,44% + 3-month Euribor. For environmentally friendly cars – from 2,14% + 3-month Euribor
The commitment fee for handling the transaction - 1,5% of the purchase price of the car (no less than € 165, including VAT)
The term of the financial leasing is up to 7 years, operational leasing - up to 5 years
At the end of the financial leasing term, the age of the car may not exceed 13 years, at the end of the operational leasing term - 10 years
CASCO insurance is mandatory throughout the validity period of the agreement
The car shall be registered in the name of Luminor Līzings SIA
To use the service, you must be at least 21 years old

Leasing type

Financial leasing
Operational lease

Purchase price*

EUR

Downpayment* EUR

Leasing period*

month

Residual value EUR

Estimated monthly payment: EUR

Contract fee: 300 EUR

The displayed result is informative and based on approximate calculation.

Representative example. The annual percentage rate is 4.89%, assuming that consumer purchases a car for 20 000 EUR, incl. VAT 21%, financial lease period is 5 years (60 months), down payment is 3 000 EUR, i.e. 15%, commission fee for agreement preparation is 300 EUR and leasing interest rate is 4.05% (3 month Euribor (value on calculation day 1.20%) +2.85%). Total payment amount is 19 107.88 EUR, incl. VAT 21%, with a monthly payment of 313.46 EUR. The customer is obliged to provide CASCO insurance for the car. The example is informative.

The displayed result is informative and based on approximate calculation.

Representative example. The annual percentage rate is 4.71%, assuming that purchase price of a car is 20 000 EUR, incl. VAT 21%, operating lease period is 5 years (60 months), down payment is 3 000 EUR, i.e. 15%, commission fee for agreement preparation is 300 EUR, leasing interest rate is 4.05% (3 month Euribor (value on calculation day 1.20% + 2.85%) and residual value is 30%. Total payment amount (excluding down payment and including residual value) is 19 684.80 EUR, incl. VAT 21%, with a monthly payment of 223.08 EUR. The customer is obliged to provide CASCO insurance for the car. The example is informative.

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Additional info

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Payment schedule table

Payment No.	Unpaid part	Value of assets to cover	Interest rate amount	Total monthly payment

	Car loan	Leasing
Down payment	Not needed	Starting from 10 %
Loan amount	From EUR 2000 to EUR 20000	From EUR 8000
Interest rate	Starting from 7.9 %	Starting from 2.14 % + 3-month Euribor
Used car valuation	Not needed	Needed
Car age limit	No limit	Not older than 13 years at the end of the lease
KASKO insurance	Not mandatory (but recommended)	Mandatory
Ownership	On customers name	On creditors name
	Apply for a loan	Apply for leasing

Car loan

Leasing

Down payment

Not needed

Starting from 10 %

Loan amount

From EUR 2000 to EUR 20000

From EUR 8000

Interest rate

Starting from 7.9 %

Starting from 2.14 % + 3-month Euribor

Used car valuation

Not needed

Needed

Car age limit

No limit

Not older than 13 years at the end of the lease

KASKO insurance

Not mandatory (but recommended)

Mandatory

Ownership

On customers name

On creditors name

Apply for a loan

Apply for leasing

Private leasing calculator

Additional info

Payment schedule table

For applying you will need

Choose the right solution for you

Car loan

Leasing

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