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Car leasing - fastest way to a new car

Car leasing - fastest way to a new car
  • For purchasing a new or low-use car
  • Fill out the application and receive a response within one working day
  • Special conditions even if you are not a Luminor customer
Apply
See what I can afford

Interest rate from 1,89 %

Funding from 8 000 €

Funding up to 90 % of the purchase price of the car

Financial or operational leasing for acquisition of new and used cars

Terms and conditions

  • Interest rate from 2,19%. For environmentally friendly cars – from 1,89%
  • The commitment fee for handling the transaction - 1,5% of the purchase price of the car (no less than € 165, including VAT)
  • The term of the financial leasing is up to 7 years, operational leasing - up to 5 years
  • At the end of the financial leasing term, the age of the car may not exceed 13 years, at the end of the operational leasing term - 10 years
  • CASCO insurance is mandatory throughout the validity period of the agreement
  • The car shall be registered in the name of Luminor Līzings SIA
  • To use the service, you must be at least 21 years old

Private leasing calculator

Leasing type
EUR
EUR
%
month
?

Provisional annual interest rate. You will be informed about the exact interest rate after submitting the form.Tap to close

%
EUR
%

Estimated monthly payment: EUR

Contract fee: 270 EUR

The displayed result is informative and based on approximate calculation.

Representative example. The annual percentage rate is 3.22%, assuming that consumer purchases a car for 18 000 EUR, incl. VAT 21%, financial lease period is 5 years (60 months), down payment is 1 800 EUR, i.e. 10%, commission fee for agreement preparation is 270 EUR and leasing interest rate is 2.49% (3 month EURIBOR (value on calculation day 0% + 2.49%). Total payment amount is 17 516.40 EUR, incl. VAT 21%, with a monthly payment of 287.44 EUR. The example is informative.

The displayed result is informative and based on approximate calculation.

Representative example. The annual percentage rate is 3.05%, assuming that purchase price of a car is 18 000 EUR, incl. VAT 21%, operating lease period is 5 years (60 months), down payment is 1 800 EUR, i.e. 10%, commission fee for agreement preparation is 270 EUR, leasing interest rate is 2.49% (3 month EURIBOR (value on calculation day 0% + 2.49%) and residual value is 30%. Total payment amount (excluding down payment and including residual value) is 17 839.83 EUR, incl. VAT 21%, with a monthly payment of 202.83 EUR. The example is informative.

Provide the below requested information to check how much you can borrow.

Number of borrowers
EUR
EUR
EUR

: EUR

: EUR

The displayed result is informative and based on approximate calculation.

Apply now Change

Additional info

additional

Payment schedule table

Payment No.Unpaid partValue of assets to coverInterest rate amountTotal monthly payment

For applying you will need

  • Leasing application
  • Your income statement
  • Evaluation report (for a used car)

Choose the right solution for you

 

Car loan 

Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Interest rate Starting from 9% Starting from 1,89% 
Used car valuation Not needed Needed
Car age limit No limit Not older than 13 years at the end of the lease
KASKO insurance Not mandatory (but recommended) Mandatory
Ownership On customers name On creditors name
  Apply for a loan Apply for leasing

Useful links

Rules
Movable property valuators
Application form
Pricelist
About Luminor Līzings SIA
About Luminor Latvija Līzings SIA
Insurance requirements (vehicles and equipment)

Take the first step towards your new car!

Get in touch

See also: Banking packages, Car loan

Service provider: Luminor Līzings SIA (reģ. nr. 40003348054) or Luminor Līzings Latvija SIA (reģ. nr. 40003659898)
Credit broker: Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvia Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, telephone +371 67 17 1880, www.luminor.lv.