Car leasing - fastest way to a new car

Car leasing - fastest way to a new car

  • For purchasing a new or low-use car
  • Fill out the application and receive a response within one working day
  • Special conditions even if you are not a Luminor customer

Interest rate from
2,14 % + 3-month Euribor

Funding from 8 000 €

Funding up to 90 % of the purchase price of the car

Financial or operational leasing for acquisition of new and used cars

Terms and conditions

  • Interest rate from 2,44% + 3-month Euribor. For environmentally friendly cars – from 2,14% + 3-month Euribor
  • The commitment fee for handling the transaction - 1,5% of the purchase price of the car (no less than € 165, including VAT)
  • The term of the financial leasing is up to 7 years, operational leasing - up to 5 years
  • At the end of the financial leasing term, the age of the car may not exceed 13 years, at the end of the operational leasing term - 10 years
  • CASCO insurance is mandatory throughout the validity period of the agreement
  • The car shall be registered in the name of Luminor Līzings SIA
  • To use the service, you must be at least 21 years old

For applying you will need

  • Leasing application
  • Your income statement
  • Evaluation report (for a used car)

Choose the right solution for you


Car loan


Down payment Not needed Starting from 10 %
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Interest rate Starting from 7.9 % Starting from 2.14 % + 3-month Euribor
Used car valuation Not needed Needed
Car age limit No limit Not older than 13 years at the end of the lease
KASKO insurance Not mandatory (but recommended) Mandatory
Ownership On customers name On creditors name
  Apply for a loan Apply for leasing

Take the first step towards your new car!

See also: Banking packagesCar loanLeasing Insurance

Service provider: Luminor Līzings SIA (reģ. nr. 40003348054) or Luminor Līzings Latvija SIA (reģ. nr. 40003659898)
Credit broker: Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvia Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, telephone +371 67 17 1880,