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Annual interest rates | Luminor

Annual interest rates

Term deposit via Internetbank

Min. deposit – EUR 100.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 1.70 1.70 1.70 1.70 1.50 1.50 1.50

Rates are valid from 16.06.2025

Apply for a consultation 

 Open via internet bank

Min. deposit – USD 100.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 0.00 1.75 2.00 3.00 2.00 2.00 2.00

Min. deposit – NOK 1,000.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.10 0.15 0.20 0.25 0.50 0.55 0.60 0.75

Min. deposit – GBP 100.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 0.05 0.05 0.05 0.60 0.70 0.80 0.90

Term deposit at the customer service center, call center

Min. deposit – EUR 500.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 1.70 1.70 1.70 1.70 1.50 1.50 1.50

Rates are valid from 16.06.2025

Min. deposit – USD 500.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 0.00 1.75 2.00 3.00 2.00 2.00 2.00

Min. deposit – NOK 5,000.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 0.05 0.10 0.15 0.50 0.55 0.60 0.75

Min. deposit – GBP 500.00

Term, months 1 3 6 9 12 24 36 60
Interest rate, % 0.00 0.00 0.00 0.00 0.60 0.70 0.80 0.90

Savings account

  EUR* USD*,** NOK GBP
Open-end 1.65 % 0.10 % - -

Rates are valid from 01.07.2025
* Min. deposit balance to earn the interest to savings account is EUR 10.00 or USD 10.00.
** As of February 23rd, 2016 Savings accounts can be opened only in EUR currency.

Savings for a child

Min. initial deposit and the deposit balance to earn the interest – EUR 50.00 or USD 50.00

  EUR USD NOK GBP
The interest rate for fixed maturity deposit (at least 3 years) until the Customer comes of age 1.65 % 0.50 % - -

The savings account agreement must be concluded at the Bank’s Customer service center.
Agreement conclusion via Internetbank is not possible.

Rates are valid from 01.07.2025