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Moving will be the hardest. We'll help with the rest

Moving will be the hardest. We'll help with the rest
  • Apply for a personalized mortgage loan!
  • Novelty! Fixed interest rate for mortgage loan
  • Favorable mortgage loan conditions on energy efficient housing
Apply for a loan
See what I can afford

Nothing in the classifieds?

Nothing in the classifieds?
  • Check out our partners’ offer
  • Housing in Riga, Pierīga, and the regions
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Time for your own place?

Time for your own place?
  • Personalized housing consultations
  • Apply remotely at a convenient place and time
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Favorable financing conditions for home renovation and energy efficiency

The summer is as hot as your ideas? Bring them to life!

The summer is as hot as your ideas? Bring them to life!
  • Loan for home renovation or property acquisition with annual interest rate from 7.9%
  • Loan for home energy efficiency with no loan agreement fee

 
Offer valid for loan applications submitted from 20.06.2022 to 21.08.2022.
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See what I can afford
Idea Loan

Idea Loan – your plans can be fulfilled easier

Idea Loan – your plans can be fulfilled easier
  • Loan for implementation of an idea by pledging one’s own real estate
  • Lower interest rate as compared to a consumer loan
  • Loan amount from € 10 000
Apply for a loan
See what I can afford

Enjoy freedom with Luminor Black

Enjoy freedom with Luminor Black

 

*Offer valid from 21.02.2022 till 31.12.2022 or until revoked. The first free calendar month is the month when the package is activated.
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Join Luminor

Join Luminor

Join Luminor
  • Become a customer remotely if you have a passport or ID card issued in the Republic of Latvia
  • Favourable conditions, opening a current account free of charge
  • Our best experts will be at your disposal – housing or investment advice free of charge
  • Easy and convenient way to make purchases with digital wallet
Apply remotely
Loan for energy efficiency of housing and solar panels: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€ 9 000 84 months 5.9 % € 0 € 1.30 € 11 117.40€  131.05 6.38 %

The result is informative and based on an approximate calculation.