Skip to main content

We use cookies to make your browsing experience better. Agree and share a cookie with us!

Luminor Logo
  • Internet bank
  • LV
  • RU
  • Daily finances

    Daily finances

    • Become a customer
    • Payment cards and packages
    • Luminor for Kids
    • Opening account for Ukrainian citizens
    • Programs for customers
    • Smart-ID
    • Internet Banking
    • Mobile Banking
    • Insurance
    • Payments
    • Customers about us
  • Savings

    Savings

    • Term deposit
    • Savings Account
    • Annual interest rates
    • Calculator
    • Grow your wealth
    • Pension
    • Investments
    • Private Banking
    • Primary Placements
  • Loans, leasing

    Loans, leasing

    • Housing loan
    • Consumer Loan
    • Housing consultations
    • For renovation and energy efficiency
    • Idea Loan
    • Loan for land acquisition
    • Car Loan
    • Loan for eco-friendly cars
    • Car leasing
    • Calculators
  • Business
  • Internet bank

    Internet bank

    • Luminor Internet bank
    • LV
    • RU
    • Become a Customer
    • About us
      • Luminor story
      • Governance
      • Management
      • Financial reports
      • Insights
      • Processing of Personal Data
      • Anti-Money Laundering
      • FATCA/CRS
      • Important Information for Customers Resident in the U.S.
      • Complaints and feedback
      • Corporate social responsibility
      • Investor relations
    • Internet bank
    • News
    • Bank network & ATMs
    • Pricelist
      • Pricelist for private
      • Pricelist for business
      • Pricelist archive
    • Private Banking
    • Terms & Conditions
    • Questions & Answers
    • Application forms
    • Currency rates
    • Career
    • Open Banking
  • Luminor Internet bank
Customer support
Contacts
  • Home
  • Changes to Luminor’s Payment Card Rules starting from 1 September 2021

Changes to Luminor’s Payment Card Rules starting from 1 September 2021

Changes will be introduced in the Luminor’s Payment Card Rules starting from 1 September 2021. We have included Rules of Digital Wallet Use and clarified some other rules sections. The changes apply to all users of payment cards – both private persons and companies.

Main changes:

  • The rules have been supplemented with the procedure for using the Digital Wallet:

- attaching a payment card to the Digital Wallet (Paragraphs 1.20, 1.21, 5.2),
- using a payment card within the Digital Wallet (Paragraphs 12.10, 12.11), including
- confirmation of a transaction with the Digital Wallet (Paragraphs 5.9.4, 5.9.5),
- the payment card user’s responsibility for securing the Digital Wallet against third party use (Paragraphs 5.4, 5.6),
- the obligation of the payment card user to inform the bank of the loss, theft or other misappropriation of the device containing the Digital Wallet or to which the payment card is linked, as well as other cases involving a security risk to the Digital Wallet (Paragraph 12.1);

  • The procedure for sending short messages (SMS) regarding transactions with a payment card has been clarified, reflecting that such messages are not sent regarding individual transactions (Paragraph 7.13);
  • The procedure for charging a monthly fee for the provision of a payment card has been clarified by stipulating that the fee for the use of the card is also charged if the card produced is not activated by the user (Paragraph 7.14);
  • 4. Provisions that have become obsolete have been deleted (Paragraph 2.8 and Annex 1);
  • Other clarifications have been made (Paragraphs 5.10, 5.13, 5.19, 5.20, 7.11.1, 7.11.2, 9.2.2, 13.3, 14.3.1).

You can read the new version of Payment Card Rules here.

In case of questions contact us by calling +371 67 17 1880 1880 (on business days from 8.00 until 20.00), or by writing a message in the Internet bank, or an e-mail to [email protected].

You can read the new version of Payment Card Rules
here

  • Private banking
  • Currency rates
  • Terms & Conditions
  • Contacts
  • Code of Conduct
  • Anti-Money Laundering, international sanctions
  • FATCA/CRS
  • Pricelist
  • Questions & Answers
  • Fraud prevention
  • Complaints and feedback
  • Speak Up
  • Marketing Consents
  • Cookies
  • Sustainability
  • Accessibility

For customer support please dial +371 67 17 1880
(Mon - Fri 08.00 - 18.00)
Card blocking 24/7/365

Call cost may vary by network provider and your call plan.
© 2025. Luminor Bank AS