Annual interest rates on Term deposits

Savings account

Currency	EUR*	USD,*	GBP	NOK
Open-end	0,15	0,15	-	-

* Min. deposit balance to earn the interest to Saving account, which number contains letters RIKO (LVxxRIKOxxxxxxxxxxxxx), is 10 EUR/ 10 USD.
** As from February 23rd, 2016 Savings account, which number contains letters RIKO (LVxxRIKOxxxxxxxxxxxxx), can be opened only in EUR currency.

Term deposit at the Service place, Call Center

Currency	EUR	USD	GBP	NOK
Min. deposit	500*	500*	500*	5 000*
1 month	0,00	0,10	0,10	0,20
3 months	0,00	0,20	0,20	0,30
6 months	0,05	0,40	0,40	0,40
9 months	0,05	0,40	0,40	0,50
12 months	0,05	0,40	0,40	0,50
24 months	0,05	0,40	0,40	0,50
36 months	0,05	0,40	0,40	0,50
60 months	0,05	0,40	0,40	0,65

* On deposits, the amount of which exceeds EUR 100,000, USD 100,000, GBP 100,000 or NOK 1,000,000, the annual interest rate on deposit is stipulated on individual basis.

Term deposit via Internetbank

Currency	EUR	USD	GBP	NOK
Min. deposit	100*	100*	100*	1000*
1 month	0,00	0,20	0,20	0,30
3 months	0,10	0,30	0,30	0,40
6 months	0,15	0,50	0,50	0,50
9 months	0,15	0,50	0,50	0,60
12 months	0,15	0,50	0,50	0,60
24 months	0,15	0,50	0,50	0,60
36 months	0,15	0,50	0,50	0,60
60 months	0,15	0,50	0,50	0,75

* On deposits, the amount of which exceeds EUR 100,000, USD 100,000, GBP 100,000 or NOK 1,000,000, the annual interest rate on deposit is stipulated on individual basis.

Savings for a child

Currency	EUR	USD	GBP	NOK
Min. initial deposit and the deposit balance to earn the interest	50	50	-	-
Fixed maturity (at least 3 years) until the Customer comes of age	0,15	0,50	-	-

If the Savings account agreement is concluded at the Bank’s branch.
Agreement conclusion via Internetbank is not possible.