Packages
Minimum service chargeLuminor DebitLuminor Black
Monthly fee Minimum service charge €1.30 Luminor Debit €2.50 Luminor Black €5.50
Monthly fee for senior customers (65 years of age or older) Minimum service charge €1.30 Luminor Debit €1.68 Luminor Black €5.50
Monthly fee for young customers (up to 21 years old) Minimum service charge €1.30 Luminor Debit Free Luminor Black €5.50
Opening (in Internetbank) and maintenance of unlimited number of current accounts (1) Minimum service charge Free Luminor Debit Free Luminor Black Free
Debit Card (2) Minimum service charge Not included Luminor Debit 1 Visa Debit Luminor Black Not included
Credit Card (2) Minimum service charge Not included Luminor Debit Not included Luminor Black 1 Luminor Black
SMS message about change in card account balance Minimum service charge Not included Luminor Debit €0.06 Luminor Black €0.06
Use of Internet bank and mobile bank Minimum service charge Free Luminor Debit Free Luminor Black Free
Unlimited number of payments in Internet bank and mobile bank: Minimum service charge Luminor Debit Luminor Black
- To accounts within Luminor Latvia Minimum service charge Free Luminor Debit Free Luminor Black Free
- Euro payments Minimum service charge Free Luminor Debit Free Luminor Black Free
Unlimited number of Standing order payments Minimum service charge Free Luminor Debit Free Luminor Black Free
Unlimited number of E-invoice standing order payments Minimum service charge Not included Luminor Debit Free Luminor Black Free
Cash depositing operations at Luminor ATMs in Latvia: Minimum service charge Luminor Debit Luminor Black
- Debit Card Minimum service charge Not included Luminor Debit Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000 Luminor Black Not included
- Luminor Black Card Minimum service charge Not included Luminor Debit Not included Luminor Black Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min €3.50)
Cash withdrawal at Luminor ATM‘s in Baltics without charge: Minimum service charge Luminor Debit Luminor Black
- Debit Card Minimum service charge Not included Luminor Debit Up to €750 per month Luminor Black Not included
- Luminor Black Card Minimum service charge Not included Luminor Debit Not included Luminor Black Up to €1200 per month
Fee charged in the case of exceeding the feefree withdrawal limit: Minimum service charge Luminor Debit Luminor Black
- Debit card Minimum service charge Not included Luminor Debit 0.4% of the amount Luminor Black Not included
- Luminor Black Card Minimum service charge Not included Luminor Debit Not included Luminor Black 2% of the amount (min. €3.50)
Cash withdrawal from other ATMs in Baltics and abroad: Minimum service charge Luminor Debit Luminor Black
- Debit card Minimum service charge Not included Luminor Debit 2% of the amount (min. €3.50) Luminor Black Not included
- Luminor Black Card Minimum service charge Not included Luminor Debit Not included Luminor Black Free up to €400 per month, 2% of the sum exceeding €400 (min. €3.50)

(1) Additional fee is applied to non-EEA residents according to "Current account" section of the Price List.
(2) Card issuing fee and monthly fee for provision of a card are included in package.

If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package.
If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

From 1 October 2024, the Luminor Debit card is not included in the Luminor Black package.

More information about Service packages can be found here.