(1) Minimum service charge will be set if customer has no active cards.
(2) Additional fee is applied to non-EEA residents according to "Current account" section of the Price List.
(3) Card issuing fee and monthly fee for provision of a card are included in package.
(4) Free monthly limit of €750 is common for all debit cards (including additional cards) and all Luminor ATMs in the Baltics and Citadele, SEB, Swedbank ATMs in Latvia.
(5) The fee is charged monthly for all debit cards (including additional cards) together to the account from which the first cash withdrawal was made in the respective month.
(6) Free monthly limit of 1200 EUR is common for all Luminor Black credit cards (including additional cards).
(7) The fee is charged monthly for all Luminor Black credit cards (including additional cards) together to the account from which the first cash withdrawal was made in the respective month.
(8) Free monthly limit of €750 is common for all Luminor Black credit cards (including additional cards) and all Citadele, SEB, Swedbank ATMs in Latvia, and ATMs of other banks worldwide.
(9) The calculation is made based on transactions carried out within the month.

If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package.
If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

From 1 October 2024, the Luminor Debit card is not included in the Luminor Black package.

More information about Service packages can be found here.