Packages
Mini packageDaily packageBlack package
Monthly fee €1 (1)€2.20€5.50
Monthly fee for senior customers (65 years of age or older)€1 (1)€1.54€5.50
Monthly fee for young customers (up to 21 years old)€1 (1)Free€5.50
Opening and maintenance of unlimited number of current accountsFreeFreeFree
Debit Card (2)Not included1 Visa Debit1 Visa Debit
Credit Card (2)Not includedNot included1 Luminor Black
SMS message about change in card account balanceNot includedFreeFree
Use of Internet bank and mobile bankFreeFreeFree
Unlimited number of payments in Internet bank and mobile bank:
- To accounts within Luminor LatviaFreeFreeFree
- Euro paymentsFreeFreeFree
Unlimited number of Standing order paymentsFreeFreeFree
Unlimited number of E-invoice standing order paymentsNot includedFreeFree
Cash depositing operations at Luminor ATMs in Latvia:
- Debit CardNot includedFree up to €2000 per calendar month, 0.2% of the sum exceeding €2000Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000
- Luminor Black CardNot includedNot includedFree up to €600 per calendar month, 2% of the sum exceeding €600 (min €3.50)
Cash withdrawal at Luminor ATM‘s in Baltics without charge:
- Debit CardNot includedUp to €600 per monthUp to €600 per month
- Luminor Black CardNot includedNot includedUp to €600 per month
Fee charged in the case of exceeding the feefree withdrawal limit:
- Debit cardNot included0.2% of the amount0.2% of the amount
- Luminor Black CardNot includedNot included2% of the amount (min. €3.50)
Cash withdrawal from other ATMs in Baltics and abroad:
- Debit cardNot included2% of the amount (min. €3.50)2% of the amount (min. €3.50)
- Luminor Black CardNot includedNot includedFree up to €400 per month, 2% of the sum exceeding €400 (min. €3.50)

(1) If the average daily balance of the Customer’s term deposits and current accounts in total exceeds EUR 5,000 no monthly fee for the package is charged.
(2) Card issuing fee and monthly fee for provision of a card are included in package.(4) Basic package - 1 Visa Debit card is included in the package.

If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package.
If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

More information about Service packages can be found here.