To start saving for Luminor 3rd pillar pension plans, you must enter into an Individual participation agreement and start making contributions as regular automatic payments or one-time payments freely choosing their regularity.

If you are Luminor customer and use a secure electronic signature or a qualified Smart-ID

You can conclude Individual participation agreement remotely.

  • Fill in the application form for concluding Individual participation agreement.
  • Luminor employee will prepare the agreement and contact you within one business day to agree on signing the agreement.
  • The agreement for signing will be sent to the e-mail address specified in the application.
  • After signing the agreement, you will be able to start your supplementary pension savings.

If you do not have secure electronic signature or qualified Smart-ID, or you are not Luminor's customer

After filling in the web application, Luminor employee will prepare the agreement and contact you within one business day to agree when and in which branch to sign it.

How to get an electronic signature?

It is very easy. Watch a video tutorial on how to covert a Smart-ID Basic account to a Smart-ID Qualified Electronic Signature (QES) in just a couple of minutes.

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Are you a Luminor customer?

If you already are Luminor customer, please, make authentication to provide faster application processing!

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Luminor Latvijas atklātais pensiju fonds AS, unified reg. No. 40103331798, Skanstes iela 12, Riga, LV‑1013, phone +371 67 17 1880, pensijufonds@luminor.lv. The purpose of this Application is to provide Luminor Latvijas atklātais pensiju fonds AS with the information required to conclude Individual participation agreement.