Reprezentatīvs piemērs. Kredīta summa 7000 € | Fiksēta procentu likme gadā 8,9 % | Kredīta termiņš 60 mēneši | Līguma maksa 0 € | Minimālā konta uzturēšanas maksa mēnesī 1,30 € | Ikmēneša maksājums 144,97 € | Kopējā atmaksājamā summa 8776,20 € | Gada procentu likme (GPL) 9,69 %.
Auto kredīts
Auto kredīts
- Kredīta summa no 2 000 līdz 20 000 €
- Fiksēta procentu likme visā kredīta līguma darbības laikā
- Bez pirmās iemaksas
Auto kredīts vai līzings?
Domā par auto vai motocikla iegādi? Ar Luminor visi ceļi vaļā!
- Procentu likme no 8,9% gadā.
- Kredīta līguma maksa 1,5% no kredīta summas (min. 60 €).
- Kredītiem no 7000 € līguma maksa 0 €. Piedāvājums spēkā līdz 30.06.2025.
- Kredīta atmaksas termiņš no 12 līdz 84 mēnešiem.
- Kredītu var atmaksāt pirms līguma termiņa beigām bez papildu komisijas maksām. Atmaksājot kredītu pirms termiņa pilnā apmērā, proporcionāla daļa no samaksātās līguma maksas automātiski tiks atmaksāta Tavā kontā par periodu, kurā kredīts netika izmantots.
- Bez pirmās iemaksas.
- Tavam sirdsmieram - kredītmaksājumu apdrošināšana.
Choose the right solution for you
Purchasing a car is an important and well-thought-out decision, moreover, the purchase often requires a bank support. But what is the difference between a car loan and a financial leasing, and which option is right for me? To help answer this question, we created a tool that highlights the key differences between the two financial solutions.
This result is based on approximate calculation and is not considered as the right financing solution in all cases. Please contact a Bank representative to make the right decision.
This result is based on approximate calculation and is not considered as the right financing solution in all cases. Please contact a Bank representative to make the right decision.
€
Car loan: from € 2 000 Leasing: from € 8 000
Car loan: to € 20 000 Leasing: no maximum limit
Incorrect amount. Enter an amount between € 2 000 and € 100 000.
No down payment is required for a car loan, for financial leasing it is from 10% of the car purchase value.
The maximum repayment period for a car loan/leasing is 7 years.
For car loans, there is no car age limit. For financial leasing – at the end of the leasing term, the car's age may not exceed 13 years; at the end of the operating lease term – 10 years.
We cannot offer an appropriate solution for the specified criteria. Please fill out a loan or leasing application, and our financial advisers will help you choosing the most appropriate financial solution to make the right decision. For financial leasing, the down payment is from 10% of the car price, and the maximum age of the car at the end of the lease is 13 years.
Recommended
Car Loan
Financing for the car purchase without a down payment and no car age limit
Recommended
Financial leasing
Financing for the car purchase with a lower interest rate compared to a car loan, but the car age is limited and a down payment is required
Down payment
Down paymentNot needed
Down paymentFrom 10% of the car purchase value
Loan amount
Loan amountFrom EUR 2 000 to EUR 20 000
Loan amountFrom EUR 8 000
Interest rate
Interest rateFrom 8.9% per year, for environmentally friendly cars – from 6.9% per year
Interest rateFrom 1.89% + 3-month Euribor, for environmentally friendly cars – from 1.45% + 3-month Euribor
Used car valuation
Used car valuationNot needed
Used car valuationNeeded
Car age limit
Car age limitNo limit
Car age limitNot older than 13 years at the end of the lease
CASCO insurance
CASCO insuranceNot mandatory, but recommended
CASCO insuranceMandatory
Ownership
OwnershipOn the customer’s name
OwnershipOn SIA Luminor Līzings name
Minimum age of the customer
Minimum age of the customer18 years
Minimum age of the customer21 years
Apskati citus mūsu produktus
Patēriņa kredīts
Uzzināt vairāk
Auto līzings
Uzzināt vairāk
Videi draudzīgu auto kredīts
Uzzināt vairākKā saņemt kredītu – soli pa solim
Aizpildi kredīta pieteikumu attālināti
Zvana laikā saņem kredīta piedāvājumu un norādes par turpmākajām darbībām
Paraksti auto kredīta līgumu attālināti
Saņem naudu kontā un iegādājies auto
Reģistrē auto 60 dienu laikā pēc līguma noslēgšanas
Prasības aizdevuma saņemšanai
- Tu esi sasniedzis 18 gadu vecumu
- Tavi regulārie, oficiāli pierādāmie ienākumi ir vismaz 510 EUR mēnesī (pēc nodokļu nomaksas)
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- Pieteikums kredīta saņemšanai
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