We use cookies to make your browsing experience better. Agree and share a cookie with us!

Customer support
Contacts
Auto kredīts

Auto kredīts

Auto kredīts
  • Kredīta summa no 2 000 līdz 20 000 €
  • Fiksēta procentu likme visā kredīta līguma darbības laikā
  • Bez pirmās iemaksas
Piesakies kredītam
Pārbaudīt kredītspēju

Auto kredīts vai līzings?

Izvēlies piemērotāko risinājumu

Domā par auto vai motocikla iegādi? Ar Luminor visi ceļi vaļā!

- Procentu likme no 8,9% gadā.
- Kredīta līguma maksa 1,5% no kredīta summas (min. 60 €).
- Kredītiem no 7000 € līguma maksa 0 €. Piedāvājums spēkā līdz 30.06.2025.
- Kredīta atmaksas termiņš no 12 līdz 84 mēnešiem.
- Kredītu var atmaksāt pirms līguma termiņa beigām bez papildu komisijas maksām. Atmaksājot kredītu pirms termiņa pilnā apmērā, proporcionāla daļa no samaksātās līguma maksas automātiski tiks atmaksāta Tavā kontā par periodu, kurā kredīts netika izmantots.
- Bez pirmās iemaksas.
- Tavam sirdsmieram - kredītmaksājumu apdrošināšana.

Auto kredīts
Reprezentatīvs piemērs. Kredīta summa 7000 € | Fiksēta procentu likme gadā 8,9 % | Kredīta termiņš 60 mēneši | Līguma maksa 0 € | Minimālā konta uzturēšanas maksa mēnesī 1,30 € | Ikmēneša maksājums 144,97 € | Kopējā atmaksājamā summa 8776,20 € | Gada procentu likme (GPL) 9,69 %.

Consumer credit calculator New

Car Loan Calculator

EUR
month

Monthly installment

EUR
?

The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
?

The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

EUR
Loan agreement fee
EUR
Current account maintenance fee
?

The fee according to the Bank’s pricelistTap to close

EUR
Total repayment amount
?

The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

EUR
Fixed annual interest rate
%
Annual percentage rate (APR)
?

The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

%
The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
EUR
EUR
EUR

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

Apply now Change
The displayed result is informative and based on the approximate calculation.

Additional info

Choose the right solution for you

Purchasing a car is an important and well-thought-out decision, moreover, the purchase often requires a bank support. But what is the difference between a car loan and a financial leasing, and which option is right for me? To help answer this question, we created a tool that highlights the key differences between the two financial solutions.
 
This result is based on approximate calculation and is not considered as the right financing solution in all cases.  Please contact a Bank representative to make the right decision.
€
€ 2 000
€ 100 000
€
€ 0
€ 100 000
€
Car loan: from € 2 000 Leasing: from € 8 000
Car loan: to € 20 000 Leasing: no maximum limit
years
1 year
7 years
year
1970
2025
View the result
Incorrect amount. Enter an amount between € 2 000 and € 100 000.
No down payment is required for a car loan, for financial leasing it is from 10% of the car purchase value.
The maximum repayment period for a car loan/leasing is 7 years.
For car loans, there is no car age limit. For financial leasing – at the end of the leasing term, the car's age may not exceed 13 years; at the end of the operating lease term – 10 years.
We cannot offer an appropriate solution for the specified criteria. Please fill out a loan or leasing application, and our financial advisers will help you choosing the most appropriate financial solution to make the right decision. For financial leasing, the down payment is from 10% of the car price, and the maximum age of the car at the end of the lease is 13 years.
Recommended
landplot
Car Loan
Financing for the car purchase without a down payment and no car age limit
Recommended
landplot
Financial leasing
Financing for the car purchase with a lower interest rate compared to a car loan, but the car age is limited and a down payment is required
Down payment
Down paymentNot needed
Down paymentFrom 10% of the car purchase value
Loan amount
Loan amountFrom EUR 2 000 to EUR 20 000
Loan amountFrom EUR 8 000
Interest rate
Interest rateFrom 8.9% per year, for environmentally friendly cars – from 6.9% per year
Interest rateFrom 1.89% + 3-month Euribor, for environmentally friendly cars – from 1.45% + 3-month Euribor
Used car valuation
Used car valuationNot needed
Used car valuationNeeded
Car age limit
Car age limitNo limit
Car age limitNot older than 13 years at the end of the lease
CASCO insurance
CASCO insuranceNot mandatory, but recommended
CASCO insuranceMandatory
Ownership
OwnershipOn the customer’s name
OwnershipOn SIA Luminor Līzings name
Minimum age of the customer
Minimum age of the customer18 years
Minimum age of the customer21 years
ApplyLearn more
ApplyLearn more
Finanšu līzings: reprezentatīvais piemērs

Automašīnas cena Pirmā iemaksa Līzinga summa Līzinga termiņš Mainīgā procentu likme Līguma komisija Kopējā atmaksājamā summa Ikmēneša maksājums Gada procentu likme (GPL)
24 000 € 2 400 €
(10 %)		 21 600 € 60 mēneši 4,36 %* 360 €** 24 439,20 € 401,32 € 5,17 %

Rezultāts ir informatīvs un veikts, balstoties uz aptuvenu aprēķinu.
Klientam ir pienākums noformēt automašīnas KASKO apdrošināšanu. KASKO apdrošināšanas izmaksas bankai nav zināmas un tāpēc tās nav iekļautas gada procentu likmē.
* Bāzes likme 3 mēn. Euribor, kas uz 24.04.2025. ir 2,16 %, pievienotā likme 2,20 %.
** 1,5 % no automašīnas cenas

Apskati citus mūsu produktus

Patēriņa kredīts

 Uzzināt vairāk

Auto līzings

 Uzzināt vairāk

Videi draudzīgu auto kredīts

 Uzzināt vairāk

Kā saņemt kredītu – soli pa solim

Aizpildi kredīta pieteikumu attālināti

Zvana laikā saņem kredīta piedāvājumu un norādes par turpmākajām darbībām

Paraksti auto kredīta līgumu attālināti

Saņem naudu kontā un iegādājies auto

Reģistrē auto 60 dienu laikā pēc līguma noslēgšanas

Piesakies kredītam

Prasības aizdevuma saņemšanai

  • Tu esi sasniedzis 18 gadu vecumu
  • Tavi regulārie, oficiāli pierādāmie ienākumi ir vismaz 510 EUR mēnesī (pēc nodokļu nomaksas)

Iesniedzamie dokumenti

Noderīgas saites

Līdzaizņēmēja pieteikums
Cenrādis
Noteikumi
Pieteikums labvēlības periodam