Real estate pledge is not required.
We offer consumer loans with maximum loan repayment period of 5 years. The minimum is 12 months.
The Bank offers fixed interest rate and it is set individually based on the loan amount, income, prior cooperation with the Bank, credit history and other criteria.
The Bank offers this type of loan only in EUR currency to customers which income is in the same currency.
The Bank offers the annuity method, you will pay loan payments of an equal amount each month according to the schedule.
You are free to repay the loan or any portion thereof before the due date.
In case of an overdue payment you may incur a penalty or default interest on the late amount. In case of long or repeated default the Bank may request early repayment of the entire
Debt collection may be turned to the obligor's or surety's movable or immovable property as well as their income. You may be held liable also for the official receiver's expenses.
If you experience any difficulties with your monthly payments, you are kindly asked to immendiately contact us to find a solution.
To obtain a loan you will need some additional services, i.e.: