• Enjoy the freedom and withdraw money free of charge at any ATM in Latvia, Baltics and around the world!
• Take up to €600 per month from Luminor’s ATMs at Baltics + €400 per month from any other ATMs around the world

• Apply for Luminor Black card and receive travel insurance for the whole family with medical expenses coverage up to € 300 000*
• Includes travel insurance in Latvia and COVID-19 insurance during the trip**
• Family – card holder`s children (minors and full-time students up to the age of 24), spouse or cohabiting partner (if a joint household is at least 1 year) traveling together with the card holder

• Interest-free period not only for purchases, but also for transfers and cash withdrawals
• The credit limit spent during each calendar month must be repaid by the 15th date of the following month. In this case, no interest will be charged on the credit limit spent during the previous calendar month. If the used credit is not repaid in the above-mentioned period, an interest will be charged on the outstanding part of the credit limit starting from the 16th date according to the Pricelist

• Available funds can be transferred to other accounts without additional commission
• The minimum credit limit is € 600. Black card is also available without credit limit
• Additional card in the name of another person*

Find out more - contactless payments, Apple Pay, Google Pay, Garmin Pay and Fitbit Pay.

Luminor ATMs in the Baltics are now even more convenient. Withdraw cash or view your account balance by simply tapping your card, phone, or smartwatch.

• Opening and maintenance of an unlimited number of current accounts
• Luminor Black payment card free of charge (available with and without credit limit)
• Text message about account transactions for the payment card included in the package
• Use of internet banking
• Unlimited number of payments via internet banking

• Free PIN code change at Luminor ATMs