Enjoy freedom with Luminor Black

Enjoy freedom with Luminor Black

 

*Offer valid from 21.02.2022 till 31.12.2022 or until revoked. The first free calendar month is the month when the package is activated.


Explore Luminor Black benefits

Free cash out at any ATM around the world*

  • Enjoy the freedom and withdraw money free of charge at any ATM in Latvia, Baltics and around the world!
  • Take up to €600 per month from Luminor’s ATMs at Baltics + €400 per month from any other ATMs around the world
*Certain ATMs abroad may impose an ATM fee, notifying about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.

Travel insurance for the whole family, also when travelling in Latvia

  • Apply for Luminor Black card and receive travel insurance for the whole family with medical expenses coverage up to € 300 000*
  • Includes travel insurance in Latvia and COVID-19 insurance during the trip**
  • Family – card holder`s children (minors and full-time students up to the age of 24), spouse or cohabiting partner (if a joint household is at least 1 year) traveling together with the card holder
*Travel insurance in Latvia is valid if the stay takes place in a hotel and the travel destination is further than 50 km from the place of residence.
**COVID-19 insurance is not valid in Latvia, Russia, Ukraine, Belarus

Learn more about travel insurance

Possibity to apply for credit limit starting from 600 € with interest-free period up to 45 days

  • Interest-free period not only for purchases, but also for transfers and cash withdrawals
  • The credit limit spent during each calendar month must be repaid by the 15th date of the following month. In this case, no interest will be charged on the credit limit spent during the previous calendar month. If the used credit is not repaid in the above-mentioned period, an interest will be charged on the outstanding part of the credit limit starting from the 16th date according to the Pricelist

One card for everyday and travel

  • Available funds can be transferred to other accounts without additional commission
  • The minimum credit limit is € 600. Black card is also available without credit limit
  • Additional card in the name of another person*
*Order a Luminor Black card in another person’s name in the Accounts and cards / My Cards - "Order a New Card for Another Person" section of your internet bank, provided that the user of the additional card is a Luminor customer and is at least 12 years old.

Contactless payments including mobile payments and smartwatch payments

Find out more - contactless payments, Apple PayGoogle Pay, Garmin Pay and Fitbit Pay.

Luminor ATMs in the Baltics are now even more convenient. Withdraw cash or view your account balance by simply tapping your card, phone, or smartwatch.

Luminor Black package

  • Opening and maintenance of an unlimited number of current accounts
  • Luminor Black payment card free of charge (available with and without credit limit)
  • Text message about account transactions for the payment card included in the package
  • Use of internet banking
  • Unlimited number of payments via internet banking
Do not forget - when applying for a Luminor Black card, also apply for the Luminor Black package. You can check the package of services connected to you in the Accounts and Cards / Packages section of the internet bank.

Free PIN code change

A unique card you can make your own

Now you can also choose additional services that compliment your lifestyle:

  • Apply for a credit limit with an interest-free period of up to 45 days
  • Enjoy a better airport experience with Priority Pass (15 EUR per year)
  • Protect your card against fraud and theft with Safety+ (only 0.79 EUR per month)

Apply for Luminor Black package is convenient and easy

If you are Luminor customer, go to your internet bank

In Accounts and cards section, select My accounts

Fill in new card application by choose Luminor Black card with or without credit limit

Confirm with Smart-ID or code calculator

Apply for Luminor Black package in Accounts and cards  section

You will receive the card free of charge by post in Latvia 

If you want to become a Luminor customer

  • You can do it in a convenient way – in person or remotely
  • Apply for Luminor Black package during the process

What does it take to become a customer remotely?

  • You are 18 years old, you are a Latvian citizen with a passport or ID card issued in the Republic of Latvia
  • E-signature
  • ID card or passport
  • HD webcam and microphone
  • Web browsers: Google Chrome, Mozilla Firefox, Apple Safari or Opera
  • Operating system: Windows, macOS or Android

Become a customer remotely

Get up to 6% cashback from Booking.com for bookings made until 31st of October 2022

  • Go to designated VISA Booking.com here to book (you need to sign in or create account)
    Important: The cashback will only work when using the specific link for booking here
  • Choose the accommodation with the specified chargeback amount and reserve as usual
  • Use Luminor Visa card when making the payment
  • Receive your cashback 64 or more days after checking out

The service is provided by VISA in partnership with Booking.com. Read more

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