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A green car loan

A green car loan

A green car loan
  • Fixed interest rate depending on car type
  • Applicable to all electric and hybrid cars with low or medium emission level
  • For buying new and used vehicles
Apply for a loan now

Green car loan for electric and hybrid cars

Green by design, not color, the new loan offer from Luminor gives you a lower interest rate to thank you for choosing a lower emission vehicle. Whether you choose electric or hybrid, new or pre-owned, enjoy the benefits and drive green!

  • Fixed interest rates depending on car type (low emission level – fixed rate of 6.9% per year; medium emission level – 7.9% per year*)
  • Loan amount up to € 20 000
  • Loan repayment term up to 84 months
  • €0 loan agreement fee**

* Low emission level: 0-90 g/km CO2, medium emission level: 91-100 g/km CO2. Offer is valid from 08.11.2021 to 30.12.2022.
** Offer is valid for loan applications submitted from 22.09.2022 to 20.11.2022

Consumer credit calculator New

Loan calculator for a purchase of environmentally friendly vehicle

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Monthly installment

EUR
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The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
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Total interest paid
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The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

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Loan agreement fee
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Current account maintenance fee
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The fee according to the Bank’s pricelistTap to close

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Total repayment amount
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The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

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Fixed annual interest rate
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Annual percentage rate (APR)
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The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

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The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

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Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

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Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Low emission car loan: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€9 000 84 months 6.9 % €0 €1.30 €11 481.96 €135.39 7.44 %
The result is informative and based on an approximate calculation.

Medium emission car loan: representative example

Loan amount Loan repayment term Fixed annual interest rate Loan agreement fee Minimum monthly account maintenance fee Total repayment amount Monthly instalment Annual percentage rate (APR)
€90 000 84 months 7.9 % €0 €1.30 €11 854.92 €139.83 8.5 %
The result is informative and based on an approximate calculation.

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents

  • Loan application
  • Passport or eID card
  • We’ll inform you if we need any additional documents

Useful links

Apply, sign and get your car loan remotely

Apply for loan

See our other products

Car leasing

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Consumer loan

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For renovation and property acquisition

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