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Consumer loan

Consumer loan

Consumer loan
  • Loan amount from €1 000 to €15 000
  • Fixed interest rate throughout the loan agreement period
  • Early loan repayment - free of charge. In case of full early repayment of the loan, a proportional part of the paid fee will be automatically returned to your account for the period the loan was not used.
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See what I can afford

Consumer loan conditions

- Annual interest rate from 8.9%
- Kredīta summa no 1000 € līdz 15 000 €
- Loan amount from €1000 to €15 000
- No down payment required
- Agreement fee 1.5 % from loan amount (min €60)
- Loans from €7000 with no agreement fee. Offer valid until 30 June 2025
- Your regular, officially proven income is at least €510 per month (after taxes)
- Documents to apply: passport or eID card and consumer loan application

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Representative example. If the loan amount is €7000, with a loan repayment term of 60 months, fixed annual interest rate of 8.9 %, agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €8776.20, the monthly instalment €144.97, and the annual percentage rate (APR) 9.69 %.

Consumer credit calculator New

Consumer Loan Calculator

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Monthly installment

EUR
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The monthly instalment consisting of the principal amount of the loan and interestTap to close

How is my loan calculated?

Loan amount
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Total interest paid
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The amount of interest paid during the loan repayment term and calculated based on the fixed annual interest rateTap to close

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Loan agreement fee
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Current account maintenance fee
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The fee according to the Bank’s pricelistTap to close

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Total repayment amount
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The loan amount and total costs of the loan (all costs, including interest, commissions, and other costs to be paid in relation to the loan agreement and known to the Bank)Tap to close

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Fixed annual interest rate
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Annual percentage rate (APR)
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The annual percentage rate is the total costs of the loan, expressed as an annual interest of the loan amount, including all known costs, i. e., interest, commissions, and other costs to be paid in relation to the loan agreement. The annual percentage rate allows you to objectively compare different loan offersTap to close

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The displayed result is informative and based on the approximate calculation.
 
Prior to making a decision regarding the loan and its amount, please evaluate your personal and/or family financial capabilities

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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EUR

Your maximum credit amount:: EUR

Summary label for maximum monthly payment: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

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Getting a loan – step by step

Fill in the loan application online

Receive a call about your loan offer and next steps

Sign the agreement remotely

Receive funds in your account right after signing the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents to apply

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