Insure what is important in your everyday life

Insure what is important in your everyday life

  • Wide coverage and a 10 % discount on the annual premium for Home insurance
  • Offer is valid for new sales, if the insurance application is submitted on the Luminor website from 17.01.2022. till 06.03.2022.
Home insurance special offer

  • The 10% discount is applied to the annual fee for combined Home Insurance, when the home is insured together with the home contents and civil liability according to the insurance programme for all risks or extended risks.
  • Learn more about the Home Insurance here.
  • Insurance application should be submitted on the Luminor website during Special offer period from 17.01.2022. till 06.03.2022.
  • Insurance policy will be sent to the e-mail address indicated in the insurance application not later than on the next working day.
  • Special offer is not valid, if AAS BALTA has already insured this home or has prepared the Home Insurance offer to the customer within the last 45 calendar days.

Assess the benefits 

How to apply?


Submit the application

Fill in the application on the website and find out the precise insurance premium for the selected property


Confirm the offer

Receive the insurance offer by e-mail and confirm it by paying the first premium


Subscribe the insurance

Register your payment card on the link that you receive with the insurance policy in your e-mail and forget about future payments if you plan to divide the total amount into several payments or desire to prolong the policy automatically


Use the insurance

In case of an insured event, fill in the claim notification online on AAS “BALTA” webpage or call via phone +371 67 533 375

Necessary documents

  • Filled real estate insurance application if you apply electronically
  • Passport or ID card if you book physical meeting with bank specialist

Insure your home and feel safe!

See also other insurance products

Credit Life Insurance

Learn more

CASCO Insurance

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Loan Payment Insurance

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See also: Mortgage loans, Become a customer, Loan for the property purchase

Insurance distribution notice
When offering the Home Insurance to the customers, Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvian Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, acts as the insurance agent on behalf of AAS BALTA insurance company. Luminor Bank AS is registered in Finantsinspektsioon (Estonian supervisory authority of financial market participants) Insurance Agents Register and is entitled to provide insurance intermediation services in Latvia based on the principle of freedom of establishment.