Ordering and delivering
Visa DebitLuminor Black (2)Luminor Visa Infinite
Card opening€4Free Free
Card renewing, closingFreeFreeFree
Monthly fee for provision of a main card (1)€2.40 (2)€5.50 (3)€20
Monthly fee for provision of an additional card1.3€3.50€20
Monthly fee for additional card (children 6 to 18 (not incl.) years of age)Free€3.50€20
Delivering the card
- by post to address in LatviaFreeFreeFree
- by post to address abroad€10€10€10
- to the Customer Service Center (4)€10€10€10
Replacing the card
- when card is replaced before the expiry date€5€5 (without Priority Pass); €10 (with Priority Pass) (5)€5
- additional fee for express issuing (6)€30€30€30

(1) Card - means both debit card (for example Visa Debit) and credit cards (for example Luminor Black, Luminor Visa Infinite).
(2) The fee listed is for Luminor Debit package in case Visa Debit is included in Luminor Debit package. If Visa Debit is included in Luminor Black Package then Luminor Black package fee will apply.
(3) Luminor Black card is available only with Luminor Black package. The fee listed is for a package.
(4) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(5) When replacing a Luminor Black card to which a Priority Pass is linked, both cards are replaced.
(6) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Payments and cash
Visa DebitLuminor BlackLuminor Visa Infinite
Conversion fee for paying in different currency than account currency (1)3%3%3%
Cash withdrawal
- Luminor ATMs (Latvia, Lithuania, Estonia) (2)Free up to €600 per calendar month, 0.2% of the sum exceeding €600Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min. €3.50)Free up to €2000 per calendar month, 2% of the sum exceeding €2000 (min. €3.50)
- other ATMs in Latvia and foreign countries2% of the sum (min. €3.50)Free up to €400 per calendar month, 2% of the sum exceeding €400 (min. €3.50)Free up to €1000 per calendar month, 2% of the sum exceeding €1000 (min. €3.5
Cash deposit
- Luminor ATMs in Latvia (2)Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min. €3.50)Free up to €2000 per calendar month, 2% of the sum exceeding €2000 (min. €3.50)
Balance enquiry
- from Luminor ATMsFreeFreeFree
- from other ATMs€0.50€0.50€0.50

(1) Conversion fee is added to the currency exchange rate.
(2) The calculation is made on the basis of confirmed transactions within a month. Confirmed transactions are the transactions, which are shown on account statement.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Credit
Visa DebitLuminor BlackLuminor Visa Infinite
Credit limit annual interestNot applicable18%14%
Changing the credit limitNot applicableFreeFree
Interest free periodNot applicableUntil next month's 15th dateUntil next month's 20th date

More information about Payment cards can be found here and about safe usage of Payment cards here.

Other services
Visa DebitLuminor BlackLuminor Visa Infinite
Annual interest on unauthorized debit balance25%25%25%
Priority Pass lounge visits (1)
- the first three single visits per yearNot available€28 eachFree
- starting from fourth visitNot available€28€28
Priority Pass ordering and maintenance
- OpeningNot available€15Included in card monthly fee
- ReplacementNot available€10Included in card monthly fee
- Annual fee (starting from the second year)Not available€15Included in card monthly fee
Delivering the Priority Pass
- by post to address in LatviaNot availableFreeFree
- by post to address abroadNot available€10€10
Changing card standard withdrawal or purchase limits via Customer Support or at the Customer Service Center€10€10€10
Issuance of copy of the receipt for a transaction €25€25€25
Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure)€40 per yearN/AN/A

(1) Cardholder can bring additional guests to lounge every time cardholder visits lounge. Companions' visits are counted as separate visits.

More information about Payment cards can be found here and about safe usage of Payment cards here.