Ordering and delivering
Visa DebitLuminor Black (2)Luminor Visa Infinite (7)
Card opening Visa Debit €4 Luminor Black (2) Free Luminor Visa Infinite (7) Free
Card renewing, closing Visa Debit Free Luminor Black (2) Free Luminor Visa Infinite (7) Free
Monthly fee for provision of a main card (1) Visa Debit €2.50 (2) Luminor Black (2) €5.50 (3) Luminor Visa Infinite (7) €20
Monthly fee for provision of an additional card Visa Debit €1.70 Luminor Black (2) €3.50 Luminor Visa Infinite (7) €20
Monthly fee for additional card (children 6 to 18 (not incl.) years of age) Visa Debit Free Luminor Black (2) €3.50 Luminor Visa Infinite (7) €20
Delivering the card Visa Debit Luminor Black (2) Luminor Visa Infinite (7)
- by post to address in Latvia Visa Debit €2 Luminor Black (2) €2 Luminor Visa Infinite (7) €2
- by post to address abroad Visa Debit €10 Luminor Black (2) €10 Luminor Visa Infinite (7) €10
- to the Customer Service Center (4) Visa Debit €10 Luminor Black (2) €10 Luminor Visa Infinite (7) €10
Replacing the card Visa Debit Luminor Black (2) Luminor Visa Infinite (7)
- when card is replaced before the expiry date Visa Debit €5 Luminor Black (2) €5 (without Priority Pass); €10 (with Priority Pass) (5) Luminor Visa Infinite (7) €5
- additional fee for express issuing (6) Visa Debit €30 Luminor Black (2) €30 Luminor Visa Infinite (7) €30

(1) Card - means both debit card (for example Visa Debit) and credit cards (for example Luminor Black, Luminor Visa Infinite).
(2) Visa Debit card is available only with Luminor Debit package. The fee listed is for a package.
(3) Luminor Black card is available only with Luminor Black package. The fee listed is for a package.
(4) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(5) When replacing a Luminor Black card to which a Priority Pass is linked, both cards are replaced.
(6) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
(7) New Luminor Visa Infinite credit cards are not issued from 02.05.2024.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Payments and cash
Visa DebitLuminor BlackLuminor Visa Infinite
Conversion fee for paying in different currency than account currency (1) Visa Debit 3% Luminor Black 3% Luminor Visa Infinite 3%
Cash withdrawal Visa Debit Luminor Black Luminor Visa Infinite
- Luminor ATMs (Latvia, Lithuania, Estonia) (2) Visa Debit Free up to €750 per calendar month, 0.4% of the sum exceeding €600 Luminor Black Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min. €3.50) Luminor Visa Infinite Free up to €2000 per calendar month, 2% of the sum exceeding €2000 (min. €3.50)
- other ATMs in Latvia and foreign countries Visa Debit 2% of the sum (min. €3.50) Luminor Black Free up to €400 per calendar month, 2% of the sum exceeding €400 (min. €3.50) Luminor Visa Infinite Free up to €1000 per calendar month, 2% of the sum exceeding €1000 (min. €3.5
Cash deposit Visa Debit Luminor Black Luminor Visa Infinite
- Luminor ATMs in Latvia (2) Visa Debit Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000 Luminor Black Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min. €3.50) Luminor Visa Infinite Free up to €2000 per calendar month, 2% of the sum exceeding €2000 (min. €3.50)
Balance enquiry Visa Debit Luminor Black Luminor Visa Infinite
- from Luminor ATMs Visa Debit Free Luminor Black Free Luminor Visa Infinite Free
- from other ATMs Visa Debit €0.50 Luminor Black €0.50 Luminor Visa Infinite €0.50

(1) Conversion fee is added to the currency exchange rate.
(2) The calculation is made based on transactions carried out within the month.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Credit
Visa DebitLuminor BlackLuminor Visa Infinite
Credit limit annual interest Visa Debit Not applicable Luminor Black 18% Luminor Visa Infinite 14%
Changing the credit limit Visa Debit Not applicable Luminor Black Free Luminor Visa Infinite Free
Interest free period Visa Debit Not applicable Luminor Black Until next month's 15th date (1) Luminor Visa Infinite Until next month's 20th date

(1) 0% interest rate for up to 45 days.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Other services
Visa DebitLuminor BlackLuminor Visa Infinite
Annual interest on unauthorized debit balance Visa Debit 25% Luminor Black 25% Luminor Visa Infinite 25%
Priority Pass lounge visits (1) Visa Debit Luminor Black Luminor Visa Infinite
- the first three single visits per year Visa Debit Not available Luminor Black €28 each Luminor Visa Infinite Free
- starting from fourth visit Visa Debit Not available Luminor Black €28 Luminor Visa Infinite €28
Priority Pass ordering and maintenance Visa Debit Luminor Black Luminor Visa Infinite
- Opening Visa Debit Not available Luminor Black €15 Luminor Visa Infinite Included in card monthly fee
- Replacement Visa Debit Not available Luminor Black €10 Luminor Visa Infinite Included in card monthly fee
- Annual fee (starting from the second year) Visa Debit Not available Luminor Black €15 Luminor Visa Infinite Included in card monthly fee
Delivering the Priority Pass Visa Debit Luminor Black Luminor Visa Infinite
- by post to address in Latvia Visa Debit Not available Luminor Black Free Luminor Visa Infinite Free
- by post to address abroad Visa Debit Not available Luminor Black €10 Luminor Visa Infinite €10
Changing card standard withdrawal or purchase limits via Customer Support or at the Customer Service Center Visa Debit €10 Luminor Black €10 Luminor Visa Infinite €10
Issuance of copy of the receipt for a transaction Visa Debit €25 Luminor Black €25 Luminor Visa Infinite €25
Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure) Visa Debit €40 per year Luminor Black N/A Luminor Visa Infinite N/A

(1) Cardholder can bring additional guests to lounge every time cardholder visits lounge. Companions' visits are counted as separate visits.

More information about Payment cards can be found here and about safe usage of Payment cards here.