Main elements of a payment card
PIN code (Personal Identification Number) – a unique four-digit code allocated to the card holder by the bank.
Card number – 16-digit number on the front of the payment card. With this number, the bank account can be identified by the card issuer.
Expiration date – card expiration date printed on the front of the card. Generally, cards can be used through the last day of the month in which they expire.
Security code – an additional code, which might be referred to as CVV, CVC, CSC, or other similar abbreviations. On Visa payment cards, the security code is a three-digit code on the back of the card.
- Do not keep your card and its PIN code in the same place.
- Never disclose the PIN code of your card to anyone.
- Remember your PIN codes and passwords or store them in writing in a safe place so that they are inaccessible for other persons.
- If you suspect that someone found out your card’s PIN code, block your card immediately using internet or mobile bank or contact Luminor customer service calling +371 67 17 1880
The card number, expiration date, and security code:
- Do not disclose the details of your card (number, expiration date, and security code) to anyone, unless you are sure that this information is necessary (i.e. while buying in a secure e‑shop).
- If you have any doubts when you are asked to disclose this information or suspect that someone found out your card’s information, contact Luminor customer service calling +371 67 17 1880.
- Keep your bank cards in a safe place inaccessible for others.
- Do not give your card for use to other persons (including the employees of law enforcement institutions, your family members and bank employees).
- Always take out your card from an ATM and a point of sale after paying with it.
- Remember that the use of a card is related to the safety of your personal funds; therefore, before paying with the card, assess the credibility of a physical or virtual point of sale.