Provision of credit card (producing and maintenance)
Card account currencyEUR
Production of card
- VISA Business (along with travel insurance)€5
- Priority Pass€15
Replacement of Card (in case of loss, theft, wear, damage or other defects)
-VISA Business (along with Priority Pass and travel insurance)€5
- Priority Pass€15
Extra fee for the urgent production / replacement of Card (1)€30
Card delivery to the Customer Service Center (2)€10
Card delivery per mail
- Within LatviaFree
- Abroad€10
Monthly fee for provision of a credit card
- Visa Business€5

(1) If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Customer Service Center in Riga within 5 hours and to the Customer Service Center outside Riga on the next banking day.
(2) The fee is no applicable, if the Customer pays the fee for an urgend production of the Card.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Card transactions
Cash withdrawal at ATMs in Latvia and abroad2% of the transaction amount, min. €3.50
One's own Account crediting through an ATM of Luminor (Latvia) by Card (also in case several Cards are used for the Account crediting)
- below EUR 5 000 in a calendar month (2)Free
- above EUR 5 000 in a calendar month0.2% of the transaction amount exceeding €5000
Purchases within the borders of Latvia and abroadFree
Currency exchange mark-up (1)3%

(1) Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction execute+ with the Card, if the transaction currency differs from the Card account currency.
(2) The calculation is made on the basis of confirmed transactions within a month. Confirmed transactions are the transactions, which are shown on account statement.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Information on card transactions
SMS info€0.12
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia)Free
- in ATM of other banks (if service is available)€0.50

More information about Payment cards can be found here and about safe usage of Payment cards here.

Credit limit
Agreement fee for a credit limitFree
Annual interest rate on loan18%
Loan maturityUpon expiry of the Card

This rate is informative.

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Other cards' related services
Fee for 1 person's visit to the airport business area ("Priority Pass" program) €30 incl, VAT
Interest on unauthorized debit balance36% p.a.
Changing card standard cash withdrawal or purchase limits in physical or remote customer service centres€10
PIN code reminder
- via Internet bankFree
- in Customer Service Centers or via Customer Support€5

More information about Payment cards can be found here and about safe usage of Payment cards here.