Provision of debit card (producing and maintenance)
Card account currency (1)EUR
Fee for production€10
Replacement of Card (in case of loss, theft, wear, damage or other defects) €10
Extra fee for the urgent production / replacement of Card (1)€30
Card delivery to the Customer Service Center (2)€10
Card delivery per mail
- Within LatviaFree
- Abroad€10
Monthly fee for provision of a debit card
- VISA Business Debit€2.00

(1) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
(2) The fee is no applicable, if the Customer pays the fee for an urgend production of the Card.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Card transactions
Card account currencyEUR
Cash withdrawal at ATMs in Latvia and abroad
- Luminor (Latvia, Lithuania, Estonia)0.5% of the transaction amount, min. €1
- Other ATMs in Latvia and foreign countries2% of the transaction amount, min. €3.50
One's own Account crediting through an ATM of Luminor (Latvia) by Card ( also in case several Cards are used for the account crediting)
- below EUR 5 000 in a calendar month (2)Free
- above EUR 5 000 in a calendar month0.2% of the transaction amount exceeding €5000
Purchases in the Republic of Latvia and abroadFree
Currency exchange mark-up (1)3%

(1) Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card, if the transaction currency differs from the card account currency.
(2) The calculation is made on the basis of confirmed transactions within a month. Confirmed transactions are the transactions, which are shown on account statement.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Information on card transactions
Card account currencyEUR
SMS info€0.12
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia)Free
- in ATMs of other banks (if service is available)€0.50

More information about Payment cards can be found here and about safe usage of Payment cards here.

Other cards' related services
Card account currencyEUR
Interest on unauthorized debit balance36% p.a.
Changing card standard cash withdrawal or purchase limits in physical or remote customer service centres€10
Closed Card account maintenance (first to be charged one year after the Customer’s written notice on the Card closure)€40
PIN code reminder
- via Internet bankFree
- in Customer Service Centers or via Customer Support€5

More information about Payment cards can be found here and about safe usage of Payment cards here.